Harborstone Credit Union is offering residents of Washington state 4.00% APY on balances of up to $4,000 when you open a BreakFree Checking Account and meet the requirements listed below.
To get started, sign-up for a BreakFree Checking Account with a minimum opening deposit of $25. Additionally, you will have to set-up a direct deposit to the account and make 12 debit transactions of at least $3 each month. After completing all these requirements you can earn 4.00% APY on up to $4,000.
Once all the requirements are met, you will have access to a range of features to better your banking experience. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Eligibility: If you live or work in Washington state you may be eligible to join Harborstone Credit Union. Check out their membership eligiblity page for more information.
If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $15!
 | BMO Relationship Checking: Earn $500 cash bonus + $100 digital gift card when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days. You get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards. Learn More---BMO Relationship Checking Review |
 | Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review |
 | Truist Checking: Earn $400 cash bonus when you receive at least one qualifying Direct Deposit of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening. Learn More---Truist Checking Review |
Harborstone Credit Union 4.00% APY Info
- Direct Link to Offer
- Harborstone CU BreakFree Checking Promotion PDF Printout
- Account Type: BreakFree Checking
- Interest Rate: 4.00% APY
- Minimum Balance: $0
- Maximum Balance: $4,000
- Availability: WA (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Opening Deposit: $25
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Additional Requirements: See below
- Household Limit: None listed
- Closing Account Fee: Loss of bonus, if closed within 90 days of account opening
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus.
Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
Harborstone BreakFree Checking Features
- No minimum balance requirement
- E-statements
- Access to online account management, Online Banking
- Free ATMs
How To Earn Harborstone CU 4.00% APY
- Open up a BreakFree Checking Account with a minimum opening deposit of $25.
- Have at least 12 debit card transactions per cycle.
- Register at least one direct deposit, one automatic debit, or one online bill payment per cycle.
- Earn the 4.00% APY on your new BreakFree Checking Account of up to $4,000.
| Balance Requirement | APY Rate |
| $0 – $4,000 | 4.00% |
How to Avoid Monthly Fees
BreakFree Checking Account: No monthly service charge when you have a BreakFree Checking Account.
Bottom Line
Make sure you check out Harborstone Credit Union to learn more about the 4.00% APY promotion. Remember that if your balance is over $4,000, then you will not receive the full benefits of the rewards checking account. Take advantage of this wonderful promotion before it ends!
If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
 The United ClubSM Infinite Card offers 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 4 miles per $1 spent on United purchases • 2 miles per $1 spent on all other travel and dining • 1 mile per $1 spent on all other purchases • Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases) This card does carry an annual fee of $525. However, you can get up to $100 Global Entry, TSA PreCheck or NEXUS fee credit. In addition, you'll get a savings of up to $360 per roundtrip (terms apply) by getting your first and second checked bags for free and Premier Access travel services! Member FDIC |
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