Find the latest Home Savings Bank CD Rates, Offers, and Promotions here.
Update 3/21/24: The 6 month and 12 month terms offer a highly competitive rate. For alternative accounts see Alliant Credit Union and Western Alliance Bank.
Best CD Rates: 5.50% APY 6-Month, 5.30% APY 12-Month Term, $5k minimum/$250k maximum deposit.
Availability: Nationwide, online only
Credit Inquiry: Unknown
About Home Savings Bank
If you are currently looking for great savings rates, then make sure you keep reading. Home Savings Bank has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
Term | APY Rate | Minimum Deposit |
6-Month | 5.50% | $5,000 |
12-Month | 5.30% | $5,000 |
18-Month | 4.75% | $5,000 |
24-Month | 4.50% | $5,000 |
36-Month | 3.00% | $5,000 |
48-Month | 3.00% | $5,000 |
60-Month | 3.00% | $5,000 |
*The above information and rates are accurate as of 3/21/2024.
Home Savings Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make!
They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Home Savings Bank’s CDs and their rates listed below.
- Minimum deposit: $5K
- Maximum deposit: $250K
- Early withdrawal penalty: six months interest on the amount withdrawn subject to penalty.
(FDIC Insured)
Rising Bank 6-Month CD (5.35% APY) | Rising Bank 12-Month CD (5.31% APY) |
Alliant Credit Union 12-Month Certificate (5.20% APY) | Technology Credit Union 5-Month No-Penalty CD (5.15% APY) |
Western Alliance Bank 3-Month CD (5.26% APY) | Western Alliance Bank 12-Month CD (5.05% APY) |
Ponce Bank 3-Month CD (5.20% APY) | Blue Federal Credit Union 9-Month No Penalty CD (5.10% APY) |
SkyOne Federal Credit Union 5-Month CD (5.00% APY) | Sun Canyon Bank 11-Month CD (4.94% APY) |
Sun Canyon Bank 5-Month CD (5.04% APY) | Lemmata Savings Bank 9-Month CD (5.05% APY) |
Nelnet Bank 12-Month CD (4.86% APY) | Nelnet Bank 24-Month CD (4.55% APY) |
Quontic Bank 6-Month CD (5.05% APY) | Nelnet Bank 36-Month CD (4.45% APY) |
CD Features
- Insured by the FDIC up to the maximum allowed by law
- Open and earn any CD with $5,000 or more
- eStatements
- Online Banking & Bill Pay
- Early withdrawals subject to penalty
Conclusion
Looking for a short term or long term CD? Then look no further as Home Savings Bank offers you various CD terms from 6 to 60 months but be sure to take advantage of their current rates.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with USF Federal Credit Union and the enjoy their high APY rates today.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Rising Bank | 5.35% APY 6-Month CD | Review |
Rising Bank | 5.31% APY 12-Month CD | Review |
Western Alliance Bank | 5.30% APY 5-Month CD | Review |
Western Alliance Bank | 5.26% APY 3-Month CD | Review |
Western Alliance Bank | 5.23% APY 6-Month CD | Review |
Ponce Bank | 5.20% APY 3-Month High Yield CD | Review |
Ponce Bank | 5.20% APY 1-Month High Yield CD | Review |
Alliant Credit Union | 5.20% APY 12-Month Certificate | Review |
Technology Credit Union | 5.15% APY 5-Month No-Penalty CD | Review |
Mission Valley Bank | 5.15% APY 1-Month CD | Review |
Western Alliance Bank | 5.15% APY 9-Month CD | Review |
Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
Western Alliance Bank | 5.05% APY 12-Month CD | Review |
Lemmata Savings Bank | 5.05% APY 9-Month CD | Review |
Quontic Bank | 5.05% APY 6-Month CD | Review |
Sallie Mae | 5.05% APY 14-Month CD | Review |
Sun Canyon Bank | 5.04% APY 5-Month CD | Review |
SkyOne Federal Credit Union | 5.00% APY 5-Month CD | Review |
Sallie Mae | 5.00% APY 10-Month CD | Review |
First Tech Federal Credit Union | 5.00% APY 13-Month Share Certificate | Review |
First Citizens Bank | 5.00% APY 11-Month CD | Review |
Sun Canyon Bank | 4.94% APY 11-Month CD | Review |
First Financial Northwest Bank | 4.90% APY 12-Month CD | Review |
Nelnet Bank | 4.86% APY 12-Month CD | Review |
GreenState Credit Union | 4.70% APY 10-Month CD | Review |
Blue Federal Credit Union | 4.70% APY 15-Month CD | Review |
Discover Bank | 4.70% APY 12-Month CD | Review |
Nelnet Bank | 4.55% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
Nelnet Bank | 4.45% APY 36-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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