Find an updated list of Navy Federal Credit Union promotions, bonuses, and offers here.
Currently, they have a $100 bonus offer when you refer friends to the credit union.
*Compare Navy Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
Table of Contents
Navy Federal Credit Union has a long standing history catered to active/retired military service members. Today, Navy Federal Credit Union is headquartered in Vienna, Virginia, and serves more than 8 million members. Additionally, the credit union serves its members through numerous locations in states all across the country. If you don’t meet the membership requirements below, check out more bank bonuses here to find the offer for you.
- Availability: Nationwide (Bank Locator)
- Routing Number: 256074974
- Customer Service: 1-888-842-6328
| Eligibility: Membership is open to members of active duty Army, Marine Corps, Navy, Air Force, Coast Guard, Army and Air National Guard. Department officers, retirees, civilian employees and contractors also qualify. Please read more on eligibility here. See current membership details |
Additionally, Navy Federal Credit Union offers pretty decent CD and Savings account rates. However, check out our full list of some of the best Bank Rates and CD Rates nationwide.
I’ll review the current Navy Federal Credit Union Promotions below.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
| TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
| Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
| WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
Earn a $50 IRA Bonus
Navy Federal Credit Union is offering a $50 bonus when you open your first IRA plan.
- Account Type: Retirement Savings Account (IRA)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Opening Deposit: Unknown
- Credit Card Funding: Up to $250
- Direct Deposit Requirement: Unknown
- Monthly Fee: N/A
- Additional Requirements: See below
- Household Limit: None
- Closing Account Fee: Unknown
(Offer has no expiration date)
| Additionally, you may want to compare this offer to Ally Invest (Up to $3,000 Bonus Cash), WeBull (Get free stocks), and Betterment (12 months of free service). |
- Members must open their first IRA plan and deposit a minimum of $50 in the new IRA account no later than 45 days after account opening.
- Once the $50 required minimum balance has been deposited to the IRA, Navy Federal will credit the bonus directly into the new IRA account within 45 days.
Retirement Savings Accounts
- Long-term savings
- Flexible contribution amounts
- Early savers
Retirement Money Market and Jumbo Money Market Savings Accounts
- Long-term savings
- Flexible contribution amounts
- Early savers
Retirement Certificates
- Flexible contribution amounts
- Planning ahead
- High dividend earnings
- Offer is effective 1/5/2021 and can end or be modified at any time.
- Limit one $50 bonus per member. Primary account holders only.
- The bonus will be credited to the IRA in the form of a dividend and will not be reportable as a contribution.
- Account must be in good standing for credit to be processed. Penalties apply for early withdrawals from the certificate, including any earned dividends.
- Members should consult a tax consultant or obtain legal advice regarding any tax implications related to the dividend.
- Taxes related to the $50 IRA bonus are the member’s responsibility.
- Navy Federal does not provide tax advice.
Get a $100 bonus for referring friends. Up to $500 in referrals!
Navy Federal Credit Union is offering a $100 bonus when you refer new Senior NCOs to the credit union. There is no expiration date listed.
- Account Type: Personal Account
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Opening Deposit: Unknown
- Credit Card Funding: Up to $250
- Direct Deposit Requirement: Unknown
- Monthly Fee: None
- Additional Requirements: See below
- Household Limit: None
- Closing Account Fee: Unknown
(Offer has no expiration date)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
- Refer new Senior NCOs to the credit union
- Senior NCOs are considered Active Duty, National Guard and Reserves E-7 through E-9 and be at least 18 years of age.
- Once account is open get $100, up to $500 in referral bonus
- Stateside member reps are here for you 24/7.
- Access to excellent member benefits, including competitive rates, superior service and free checking options.
- Low Fees
- Low Charges
- No Monthly Fees
- Offer can expire anytime without prior notice.
- Person referred for membership must be Active Duty, National Guard and Reserves E-7 through E-9 and be at least 18 years of age.
- Must be at least 18 years of age and in good standing.
- Program must be mentioned at the time of joining
- Recruiters are not eligible to refer recruits.
- If the referred person is ineligible for membership, Navy Federal reserves the right to reclaim the referral awards.
- Accounts must be in good standing
- Limit 5 referrals per member.
- Navy Federal employees and their immediate family are not eligible to participate in this program.
Bottom Line
These are all the current Navy Federal Credit Union promotions and offers. Right now there is only one promotion and it is a referral. However, feel free to leave your contact info below to take advantage of it.
Additionally, leave a comment below informing us about your experience with Navy Federal Credit Union. Your feedback is highly appreciated and makes our site even better!
Lastly, check back for updated Navy Federal Credit Union promotions, bonuses and offers.
Helpful Tips:
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| BBVA Free Checking & Savings | $250 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,000 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
They only hard pulled me once, I asked them to use the same hard pull for the account and the card since they were on the same day. No issues. Great CU. Have cards, CLOC, and did a car loan with them over the years. Credit direct deposit a day or two earlier than actual deposit day.
They Hard Pull, both to create your membership account and a second time if you apply for one of their credit cards. Yikes, two HPs in as many minutes.
Hello is the offer still available I want to open an account with them
Hi Rue,
Thanks for stopping by. Per promo page, you must join between June 26 and July 31, 2017 though. However, feel free reach out to customer service and see if they can give you the offer. Good luck! https://www.navyfederal.org/contact-us/