Available nationwide, Northpointe Bank Ultimate Money Market is offering a staggering 2.30% APY Rate. Continue reading below to learn everything you need to know about Northpointe Bank.
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About Northpointe Bank Ultimate Money Market
Northpointe Bank was built on the values of innovation, integrity, and customer service. They value creating new products and serving their customers to the best of their abilities.
I’ll review Northpointe Bank below.
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Northpointe Bank Ultimate Money Market 2.30% Rate
To earn Northpointe Bank’s competitive rate, simply have an opening deposit of $1,000. That’s all it takes and you’ll get to enjoy earning the 2.30% rate on all balances.
- Account Type: Ultimate Money Market
- Interest Rate: 2.30% APY
- Minimum Balance: $25,000
- Maximum Balance: $1,000,000
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Soft pull
- Opening Deposit: $1,000
- Credit Card Funding: Up to $100
- Monthly Fee: None listed
- Early Termination Fee: $10, if closed within the first 120 days
(FDIC Insured)
American Express Personal Savings Account - You earn 1.90% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| Discover Bank Online Savings | 1.90% APY + $200 Cash | Review |
| Simple | 2.02% APY + $300 Cash | Review |
| Betterment Everyday Savings | 2.38% APY | Review |
| CIT Bank Savings Builder | 2.20% APY | Review |
| UFB Direct High Yield Savings | 2.25% APY | Review |
| American Express High Yield Savings | 1.90% APY | Review |
Northpointe Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with Northpointe Bank’s ACH capabilities.
How to Earn Northpointe Bank Rate
- Open an Ultimate Money Market account from Northpointe Bank with an opening deposit of $1,000.
- Maintain any balance amount and earn the 2.30% APY rate.
| Balance Requirement | APY Rate |
| $0.00 – $2,499.99 | 0.20% APY |
| $2,500 – $24,999.99 | 0.25% APY |
| $25,000 – $1,000,000 | 2.30% APY |
| $1,000,000.01+ | 0.50% APY |
Why You Should Sign Up For This Account
- Interest is compounded daily
- FDIC insured up to $250,000
- Only $1,000 minimum to open
- Earn 2.30% APY rate on any balance
Bottom Line
Check out Northpointe Bank and open an Ultimate Money Market account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Northpointe Bank Account.
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promotional 2.30% rate is now guaranteed for 24months
Thank you for providing this information Ken!
Hi Anthony, Hope this email finds you well. Here are our ACH capabilities (table above lists them as ‘unknown’):
Push: 2-3 business days; $25k daily limit and $250k monthly limit
Pull: 2-3 business days; $25k daily limit and $250k monthly limit
Sincerely,
Bill C, Northpointe Bank
Thank you for providing this update Bill!