Discounted gift cards are a great way to save money on purchases you need to make! They can be also be a good way to make additional dollars by reselling cards for more than the price you bought them for.
The great thing is that it’s often possible to stack two or more offers in order to save even more. To give you some ideas, keep on reading below to find the easiest ways to stack gift card purchases to save even more money!
|Wells Fargo Cash Wise Visa® Card - Earn unlimited 1.5% cashback on purchases plus $150 cash rewards bonus after spending $500 in net purchases in the first 3 months. The Cash Wise Visa is a great card to have especially with the unlimited chances to earn cash back and no annual fees! Learn More|
|Chase Freedom Unlimited® - Earn $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. No minimum to redeem for cash back and your Cash Back rewards do not expire as long as your account is open. Plus, there's no annual fee to worry about! Learn More|
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All grocery stores have a rack containing gift cards on more than 50 different retailers, making them a convenient place to pick up gift cards. Not only that, they also offer several opportunities to save money and earn rewards.
- Digital Coupons
- Fuel Points
- Credit Card Category Bonus
For example, Kroger released more than 30 digital coupons offering discounts on third party gift cards. They also offered a digital coupon where you can earn 4X fuel points on any third party gift purchases you make. It depends on which brands you bought since the savings were different for each brand, but they range between 10 to 20%.
But that’s not only that many credit cards offer bonus points/miles for purchases made at grocery stores!
Office Supply Stores
While grocery stores are a great place to source gift cards, you can also find a good selection from office supply stores, like Staples and Office Depot/ Office Max. There are a couple of ways to save money and earn rewards when purchasing gift cares from there.
- Visa/Mastercard Gift Card Sales
- Ink Plus/ Ink Cash Credit Card
The first is that both Staples and Office Depot offer instant discount of $10 or $15 when buying $300+ worth of Visa or Mastercard gift cards.
Also there are some credit cards that per bonus points on purchase from office supply stores. A noteworthy one would be Chase’s Ink Plus and Ink Cash cards that offer 5X/5% back.
Restaurant Promo Cards
Many chain restaurants offer promo cards when buying their gift cards, usually leading up to the holiday season. For example, people usually buy a $50 gift card and receiving between $10 and $15 worth of promo card.
The only downside of bonus cards is that it has to be used between a certain set of dates. If you don’t use a promo code by the expiration date, it goes to waste. But if you do use it, you’re getting $60-$65 of gift cards for only $50.
You can save even more by taking advantage of AmEx Offers, Chase Offers or discounted Happy gift cards. Here’s how they work:
Chase Offers & Amex Offers
- Chase Offers and Amex Offers are similar, but they tend to be set up slightly different. Amex Offers gives you a specific statement credit amount when spending a certain amount. While most Chase Offers are for a certain percentage off your purchase, with an upper limit on the statement credit you receive. List of Chase Offers Promotions
Happy Gift Cards
- Happy gift cards can be bought at a discounted price! Happy gift cards work differently to Amex and Chase Offers, but they also offer an opportunity for further savings. These particular gift cards are ones that can be used at a specific set of trailers. For example, Happy Bites cards can be use at Jamba Juice, Peet’s Coffee, Burger King, and Panera Bread.
- This stacking opportunity is largely confined to Best Buy, so it’s good if you’re planning purchases there. Best Bust buy often sells gift cards that come with savings code! These savings codes are similar to restaurant promo cards in that they have to be used by a certain date or they’ll expire. The savings cards therefore can’t be resold, but it effectively workout out as a 9% discount for personal purchases.
- Best Buy also run its own rewards scheme that offers up to 2.5% back, depending on your status level, your status is based on how much you spend with them each year. Compared to other retailers’ loyalty schemes, Best Buy award those point when you buy gift cards rather than when you use them.
- Coupon Codes
- Cashback Portals
- Discounted Happy Gift Cards
Stacking cashback portals and coupon codes is a rare opportunity. That’s because coupon codes can normally only be used for product purchases rather than for gift cards. Check out our list of Best Cash Back Portals! Also note, depending on how good a discount you can get on Happy gift cards, you could stack the coupon code, portal cashback and discounted Happy gift cards to save up to 45%!
Wholesales clubs like Sam’s Club, Costco, and BJ’s sell a limited number of gift card brands at a discount. The discounts they offer sometimes increase! At certain times of the year, you can stack these discounted git cards with bonus credit card rewards.
Wholesale clubs are often included as a 5% category for one quarter each year with Discover and Chase Freedom credit cards! Here are some credit cards with quarterly categories:
- Chase Freedom- Review
- Discover It- Review
|Chase Freedom® Card - Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. -Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.|
Apply Now---Chase Freedom Card Review
|Blue Cash Everyday® Card from American Express - Earn $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).|
Learn More---Blue Cash Everyday Card from American Express
|Capital One® SavorOneSM Cash Rewards Credit Card - Earn $150 cash bonus after you spend $500 on purchases within the first 3 months. Earn unlimited 3% cash back on dining & entertainment, 2% at grocery stores and 1% on all other purchases.|
Learn More---Capital One SavorOne Cash Rewards Review
Now that you have some ideas for how to stack gift card purchases, you can check out our list of Best Gift Card Promotions! Having gift cards earmarked for your purchases allows you to shop sales and coupons to save even more! And while you’re here on HMB, discover other ways to Save Money!
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