With July 4th coming, or Independence Day, it is important to be prepared with your money. Independence Day is a federal holiday celebrating America’s independence from Great Britain. Although the day before is not an official holiday, many stores and bank decide to close down so if you are curious, this post is for you!
If you want to prepare before Independence Day, keep reading down below to check if your banks still open on July 3, which falls on a Friday this year.
Are Banks Open on July 3?
When it comes to holidays, banks follow the lead of the Federal Reserve’s. When federal holidays happen to be on Saturday, the Federal Reserve’s policy is to keep all banks and branches open on Friday and closed the following Monday. Many other banks remain open on July 3 when July 4 is on Saturday.
To sum up the question, banks can open or close their branches any day they want. You should check with your bank to make sure it is open before you go.
Banks Open on July 3
If you need to visit your bank on July 3, you’re probably in luck because most banks will conduct business as usual. Before you go, be sure to call your local branch to confirm its schedule.
These banks will be open on July 3:
- Bank of America
- Bank of the West
- BB&T
- BBVA
- Citizens Bank
- City National Bank
- First Citizens Bank
- Huntington
- KeyBank
- M&T Bank
- People’s United Bank
- PNC Bank
- Regions
- Santander Bank
- TD Bank
- US Bank
How To Bank on July 3
Since most banks are open on July 3, you can get help with your financial needs as usual such as obtaining basic information or making a deposit, withdrawal or transfer. If your bank is closed, you still have other options:
- Using your bank’s online banking platform or mobile app
- Using a mobile payment app like Zelle or Venmo
- Visiting an ATM
- Calling your bank’s customer service line if it’s open
Upcoming Bank Holidays in 2020
These following holidays are when most banks will be closed:
- July 4: Independence Day
- Sept. 7: Labor Day
- Oct. 12: Columbus Day
- Nov. 11: Veterans Day (most banks)
- Nov. 26: Thanksgiving Day
- Dec. 25: Christmas Day
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Bottom Line
If you’re wondering whether banks are open July 3, they most likely are! However, you should always consider checking with your bank to make sure it’s actually open before you waste your time going there. If you are interested in this, feel free to check out our Bank Bonuses, Saving Rates and Credit Card Bonuses!
