Here you can find all the latest Patelco Credit Union promotions, bonuses, and offers.
Update 5/15/24: The $50 referral bonus has been extended through 9/30/24. The person referred will earn up to a $100 bonus when signing up.
About Patelco Credit Union Promotions
Pacific Telephone and Telegraph Company was formed in 1936 and is better known today as AT&T. Patelco FCU was formed in conjunction to serve employees of AT&T.
| Eligibility: You are eligible to join Patelco Federal Credit Union if you live, work, worship, or attend school in certain communities. Additionally, you can join if you are an employee of a sponsor of Patelco FCU. For a full list of qualifications see their full list of membership requirements. |
Keep reading to learn more about Patelco Federal Credit Union promotions.
Patelco Credit Union $50 Checking Bonus
When you sign up for a checking account with direct deposit, you can earn a $50 bonus from Patelco Federal Credit Union.
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- Chexsystems: Unknown
- Credit Card Funding: No
- Monthly Fees: $0-$6.95
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Truist Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | |
How To Earn Bonus
- To qualify for the $50 bonus, you must use the employer code provided to open a new checking account (minimum deposit of $100).
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
- To qualify for the $50 bonus, you must use the employer code provided to open a new checking account (minimum deposit of $100).
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
- If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.
Patelco Credit Union $50 Referral Bonus
- What you’ll get: $50
- Account Type: Checking account
- Availability: CA
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- Chexsystems: Unknown
- Credit Card Funding: No
- Monthly Fees: No
- Early Account Termination Fee: None
- Household Limit: None
(Expires 09/30/2024)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Share your personal referral code with your friends and family. We’ve emailed the code to you, or you can contact us to look it up!
- They can earn $50 by opening a checking account with a $100 minimum deposit, and an additional $50 when they open a Money Market Plus or Select account.
- When they use your personal referral code to open their checking account, you’ll also receive $50.
- Refer a friend using your personal referral code.
- For you and your friend or family member to qualify for the $50 bonus, they must use the code provided to become a member and open a new checking account (minimum deposit of $100) by September 30, 2024 at any Patelco branch or at patelco.org/refer.
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
- Receive an additional $50 reward when you open a Money Market Select or Money Market Plus account.
- Patelco team members are not eligible to receive the $50 reward credit.
- If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.
Patelco Credit Union $100 Checking Bonus (Expired)
When you sign up for a Checking Account with direct deposit and E-Statements, you can earn a $100 bonus from Patelco Federal Credit Union.
- What you’ll get: $100 bonus
- Account Type: Free Checking, Interest Checking, Premier Interest Checking, Youth Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Chexsystems: Unknown
- Credit Card Funding: No
- Monthly Fees: No
- Early Account Termination Fee: None
- Household Limit: None
(AT&T Employees Only)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Truist Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | |
How To Earn Bonus
- Join Patelco FCU and open a qualifying checking account.
- A minimum opening deposit of $100 is required for the account.
- Additionally, you will have to register a direct deposit to the account and sign up for E-Statements.
- Additionally, the $100 bonus will be deposited to your account after 90 days of maintaining your account requirements.
- Checking bonus available for new checking accounts only. Bonus offer available for one checking account per individual.
- Bonus subject to 1099 IRS reporting.
- However, limit one (1) account bonus per AT&T Advantage member.
- All Patelco memberships require a savings account to be opened.
How To Waive Monthly Fees
- Plus Checking: $6.95 monthly fee
- Free Checking: None
- Interest Checking: $5, Monthly fee waived if your account meets any one of the following: Monthly direct deposit of $100 or more, Minimum daily balance of $500, You’re a Patelco Commitment Household Member
- Youth Checking: None
- Money Market Select: None
- Regular Savings: None
- Coverdell Education Savings Account: $2
- Holiday Club Savings: None
- Youth Savings: None
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Bottom Line
The Patelco Federal Credit Union promotions has similar requirements for bonuses of similar value. However, joining Patelco FCU gives you access to a number of wonderful services that I’d definitely recommend to anyone that is eligible.
However, note that Patelco FCU doesn’t have great rates for CDs and Savings. Instead, you may want to check out our full list of Bank Rates and CD Rates.
*Compare Patelco Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
Lastly, check back at this page for updated Patelco Federal Credit Union promotions, bonuses and offers.
