Find the latest Securityplus Federal Credit Union CD Rates, Offers, and Promotions here.
Update 12/10/24: Rates have held and offering competitive rates from the 1 year to 5 year term!
Best CD Rates: 4.50% APY 1-Year, 4.00% APY 2, 3, 4, 5 Year, $1,000 minimum deposit
Availability: Branches in MD (Locator) (Available nationwide? Call (410) 281-6200 to open an account)
About Securityplus Federal Credit Union
Securityplus Federal Credit Union is headquartered in Baltimore and is the 16th largest credit union in the state of Maryland. It is also the 690th largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 89 employees and 33,826 members at 6 locations. Securityplus Federal Credit Union’s CD rates are 11% higher than the national average, and it has a B+ health rating.
Eligibility: Membership in Securityplus Federal Credit Union is open to anyone (regardless of residency) through membership in the American Consumer Council. Membership is also open to those who live, work, worship, or attend school in the City of Baltimore, employed by or retired from one of the credit union’s sponsor groups, or are immediate family of those eligible. See membership details.
Securityplus Federal Credit Union CD Rates
Call (410) 281-6200 to open an account.
Term | APY Rate | Minimum Deposit |
3-Month CD | 4.50% | $1,000 |
6-Month CD | 4.50% | $1,000 |
1-Year CD | 4.50% | $1,000 |
2-Year CD | 4.00% | $1,000 |
3-Year CD | 4.00% | $1,000 |
4-Year CD | 4.00% | $1,000 |
5-Year CD | 4.00% | $1,000 |
*The above rates are accurate as of 11/6/2024*
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
Securityplus Federal Credit Union $100 Referral Bonus (Expired)
- Get a $100 Amazon Gift Card reward* for each friend you refer, here’s how:
- As a Securityplus member, you can refer friends via email or the social media options displayed.
- When your friend opens a valid checking account online, we’ll send you both a $100 Amazon Gift Card!
- You can earn up to $500 in gift card rewards each calendar year!
Terms: *Only current Securityplus members ages 18 and older are eligible to refer and receive a total of $500 in “gift card rewards” each calendar year. The referring member will receive a $100 gift card for each valid referral as noted below with a limit of $500 paid out per calendar year per member. A valid referral requires an individual who 1) meets the membership requirements to join the Credit Union 2) is 18 years or older 3) opens a checking account online which requires a $50.00 minimum deposit at account opening 4) maintains the checking account in good standing for 30 days 5) and is a member in good standing for 30 days. Offer subject to change without notice and may end at any time. For more information please read our Terms and Conditions.
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Bottom Line
For example accounts like Certificate of Deposits, Savings Accounts, and Loan services. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Securityplus Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Service Credit Union | 4.25% APY 9-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Sallie Mae | 4.35% APY 10-Month CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
Sallie Mae | 4.25% APY 14-Month CD | Review |
Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
Live Oak Bank | 4.10% APY 12-Month CD | Review |
Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
Discover Bank | Up to 4.00% APY CD | Review |
Sun Canyon Bank | 3.87% APY 11-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
Quontic Bank | Up to 3.75% APY CD | Review |
GreenState Credit Union | 3.65% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.55% APY 15-Month CD | Review |
Blue Federal Credit Union | 3.50% APY 9-Month No Penalty CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |