Where can you get a great rate? Right here with U.S. Bank! Exercise your options and choose a U.S. Bank CD (Certificate of Deposit) that best suits your investing needs, with the rate and term that is right for you! You can start with a term as small as 0.05% APY on a 1-Month CD to as large as 0.75% APY on a 60-Month CD. Also, for a limited time, there are CD Specials with rates up to 1.75% APY on a 59-Month CD! Start saving smarter, whether you’re starting to look at colleges or thinking about retirement, there are accounts for every stage!
|Western Alliance Bank||5.51% APY 12-Month CD||Review|
|GreenState Credit Union||5.50% APY 10-Month CD||Review|
|Western Alliance Bank||5.41% APY 6-Month CD||Review|
|SkyOne Federal Credit Union||5.40% APY 5-Month CD||Review|
|Ponce Bank||5.40% APY 3-Month High Yield CD||Review|
|Mission Valley Bank||5.35% APY 3-Month No Penalty CD||Review|
|Oklahoma State Bank||5.35% APY 6-Month CD||Review|
|First Tech Federal Credit Union||5.35% APY 13-Month Share Certificate||Review|
|Quontic Bank||5.30% APY 12-Month CD||Review|
|Ponce Bank||5.30% APY 4-Month No-Penalty CD||Review|
|Ponce Bank||5.30% APY 1-Month High Yield CD||Review|
|Technology Credit Union||5.26% APY 5-Month No-Penalty CD||Review|
|Blue Federal Credit Union||5.25% APY 15-Month CD||Review|
|Western Alliance Bank||5.21% APY 3-Month CD||Review|
|mph.bank||5.20% APY 6-Month No Penalty CD||Review|
|Blue Federal Credit Union||5.10% APY 9-Month No Penalty CD||Review|
|First Mid Bank & Trust||5.00% APY 9-Month CD||Review|
|First Citizens Bank||5.00% APY 11-Month CD||Review|
|CIT Bank||5.00% APY 6-Month CD||Review|
|Discover Bank||5.00% APY 18-Month CD||Review|
|CIT Bank||4.90% APY 11-Month No-Penalty CD||Review|
|Idabel National Bank||4.90% APY 24-Month CD||Review|
|First Mid Bank & Trust||4.82% APY 12-Month No Penalty CD||Review|
|Nationwide||4.75% APY 12-Month CD||Review|
|Sallie Mae||4.75% APY 14-Month No-Penalty CD||Review|
|Sallie Mae||4.70% APY 10-Month No-Penalty CD||Review|
|CIT Bank||4.65% APY 13-Month CD||Review|
|CIT Bank||4.60% APY 18-Month CD||Review|
|Great Lakes Credit Union||4.60% APY 12-Month CD||Review|
|SkyOne Federal Credit Union||4.50% APY 15-Month CD||Review|
|SkyOne Federal Credit Union||4.20% APY 12-Month CD||Review|
U.S. Bank CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.05% – 0.75%
- Availability: Nationwide
- Locations: Nationwide (locator)
- CD Lengths: 1 – 60 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $500
- Maximum Deposit: $249,999
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, you will have 10 days after maturity to withdraw or cancel the automatic renewal.
U.S. Bank CD Terms:
- 0.05% APY for a 1-Month CD
- 0.05% APY for a 2-Month CD
- 0.05% APY for a 3-Month CD
- 0.05% APY for a 6-Month CD
- 0.05% APY for a 9-Month CD
- 0.10% APY for a 12-Month CD
- 0.15% APY for a 18-Month CD
- 0.20% APY for a 24-Month CD
- 0.35% APY for a 36-Month CD
- 0.50% APY for a 48-Month CD
- 0.75% APY for a 60-Month CD
Why You Should Apply for This Account:
Extremely Easy to Open an Account: To open an account you must be a U.S. citizen or resident alien that is 18 years or older, you must have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and you must have a check or bank account number to electronically transfer money into your new account.
Low Minimum Deposit: As long as you open your CD with at least $500, you will earn interest at the highest rate in the country.
Competitive Rate: At 0.75% APY, the CD account earns more than the national average. Interest is also compounded daily and credited monthly.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
U.S. Bank CD Specials:
If you have more money to invest and you’re looking for an even higher return on a CD, you should consider signing up for U.S. Bank’s CD Specials. This account is available in 19-, 37- and 59-month terms and has a minimum opening deposit of $1,000.
- 0.50% APY for a 19-Month CD
- 0.75% APY for a 37-Month CD
- 1.75% APY for a 59-Month CD
Check out U.S. Bank online CD accounts and earn interest rate up to 0.75% APY. With a low opening minimum deposit of $500 and no fees, you will definitely get a satisfying return on your investment. With a CD, longer terms may mean bigger returns! Compare accounts today! For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply.
• 4X Membership Rewards Points at Restaurants, plus takeout and delivery in the U.S.,
• 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com.
$120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees).