Here you can find all the latest Xceed Financial Credit Union promotions, bonuses, and offers.
Currently, you can earn up to a $200 bonus with a new Checking Account.
About Xceed Financial Credit Union Promotions
Xceed Financial Credit Union is a nationwide service that you can join by joining an associated organization or living near a branch. But if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: Nationwide (Bank Locator)
- Routing Number: 322275490
- Customer Service: 800-932-8222
Eligibility: To be eligible for this promotion, you must work for one of their select employee groups, live in certain communities around the US, or be related to a current member. If you do not qualify, you can still be eligible when you join one of their associated organizations. For full details, be sure to check out their membership page. |
Joining Xceed Financial CU requires you to open a Primary Share Savings Account with a $5 deposit. However, you can earn more money over time potentially by comparing the rates with this account with those from our full list of Bank Rates and CD Rates.
Additionally, select employee groups of Wyndham, Xerox, and Realogy are eligible to join. Furthermore, employees of these companies have access to exclusive offers.
Please continue reading to learn more about Xceed Financial Credit Union promotions.
Xceed Financial Credit Union $200 Checking Bonus

Earn a $200 bonus when you open an account with Xceed Financial!
Xceed Financial CU is offering a $200 bonus when you open a Checking Account as a Realogy Employee!
- Account Type: Signature Checking
- Credit Inquiry: Unknown, let us know
- ChexSystems: Yes
- Opening Deposit: None
- Credit Card Funding: Unknown, let us know
- Direct Deposit Requirement: Yes, $500+
- Monthly Fee: $10, See Below
- Household Limit: None listed
- Closing Account Fee: $30 if closed within 90 days of account opening
(Expires December 31, 2020)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $200 Bonus
- Must be a current Realogy employee
- Open a new Signature Checking Account
- Sign up for online banking with eStatements and overdraft protection
- Set up direct deposit of at least $500 per month in an Xceed Signature checking account (evidenced by two consecutive months of ACH payroll deposits)
- Have a Visa® Platinum debit card issued
- A primary savings account with a deposit of $5 is required for membership
- Xceed Platinum Visa® Debit Card with exclusive benefits from Visa, including Personal ID Theft Coverage up to $10,000 and Roadside Dispatch
- No Xceed fees for all ATM withdrawals
- Free first book of checks
- Overdraft privilege available
- NCUA Insured
- Waive the $10 monthly service fee by meeting any of these requirements:
- Direct deposit of at least $500 per month into the account; or
- Aggregate membership balance greater than or equal to $25,000; or
- Primary account owner under 26; or
- Primary account owner active military; or
- Account open less than 90 days
- The $200 will be considered as dividends and will be reported on the IRS Form 1099-INT.
- Signature Checking Account: APY (Annual Percentage Yield) is .025%
- No minimum balance required to open the account.
- Offer not available to members with existing Xceed checking accounts.
Xceed Financial Credit Union $200 Checking Bonus

Earn a $200 bonus when you meet all the requirements.
ADT Employees can take advantage of a $200 checking bonus when they meet all the requirements.
- Account Type: Signature Checking
- Opening Deposit: None
- Direct Deposit Requirement: Yes
- Monthly Fee: Yes, See Below
- Household Limit: 1
- Closing Account Fee: Unknown
(ADT Employees Only)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) | Truist Checking ($400 bonus) |
Earn $200 Bonus
- ADT Employees must join by opening a share sagvings account with a $5 minimum deposit.
- Open a Signature Checking Account.
- Establish and receive direct deposits totaling $500 per month.
- Sign-up for electronic statements, overdraft protection, and have a debit card.
- Open with a $5 minimum deposit
- No monthly service charge with parent or legal guardian required as joint owner
- Earn quarterly dividends on balances of $50 or more
- The $200 bonus will be credited within 30 days after the account has been open for 90 days.
- The $200 will be considered as dividends and will be reported on IRS Form 1099-INT.
- All new account applicants must be verified through ChexSystems, qualify for membership, and open a primary share savings account.
- No minimum balance required to open the account.
- Primary savings account with a deposit of $5 is required for membership.
- Offer not available to members with existing Xceed checking accounts.
![]() |
![]() |
Bottom Line
The best of the Xceed Financial Credit Union promotions is definitely the referral bonus. While you earn a lump sum bonus for the checking and savings bonuses, there is nothing stopping you from referring new members to Xceed Financial CU.
If you have experience banking with Xceed Financial Credit Union, please leave a comment below letting us know about your experience. Your feedback helps make this site better for other readers.
*Check back at this page for updated Xceed Financial Credit Union promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |