Find the most updated TD Bank promotions, bonuses, and offers.
Current TD Bank sign-up bonuses are $200 and $300 cash amount for their checking accounts plus $200 for Savings bonus.
Update 4/2/24: The offer has been extended through 6/30/24.
About TD Bank Promotions
Founded in 1852 and headquartered in Wilmington, Delaware, TD Bank is the second largest bank in the State. TD Bank has around 1,300 branch locations throughout the country. Their branches are in Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont.
You will find the latest TD Bank sign-up bonuses, deals, and more for their checking and savings accounts below. To earn the bonus, customers must open a checking account and meet certain requirements. Enjoy free mobile banking and bill pay, free access to thousands of TD ATMs, and much more!
TD Bank $300 Beyond Checking Bonus
Earn $300 bonus with a TD Bank Beyond checking with direct deposit requirement. It features free ATMs anywhere you go, tiered interest rates with your account balance, and free bank products and services.
- What you’ll get: $300 bonus
- Account Type: Beyond Checking account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: Yes, $2,500+
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: $25, waivable
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Visit TD Bank to learn more)
How To Earn Bonus
- Open a new TD Beyond CheckingSM account online using the button link above.
- You can earn $300 bonus when you receive direct deposits of $2,500 or more within 60 days of opening your account.
- The bonus will be credited into the new personal checking account no later than 95 days from account opening.
- To qualify for this offer, you must be a U.S. resident and apply for the offer online.
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you’ll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card – and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Monthly maintenance fee: $25
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more,
- Or maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD $200 Complete Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Complete Checking account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: $15, waivable
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Visit TD Bank to learn more)
How To Earn Bonus
- Open a new TD Complete Checking account online using the offer link.
- Earn $200 when you receive direct deposits of $500 or more within 60 days of opening your account.
- 3 different ways to waive the $15 monthly maintenance fee, including direct deposits
- Build savings by waiving the monthly maintenance fee on one linked personal savings account of your choice
- A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
- Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that’s open early, late, and weekends.
- Age based perks: Monthly Maintenance fee waived if the primary account owner is aged 17 – 23, plus non-TD ATM fees waived. Free standard checks and $0 paper statement fee for aged 60+
- Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
- Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus TD Early Pay, Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
$15 monthly maintenance fee waived if:
- Have $500 or more in direct deposits within a statement cycle; or
- Maintain a minimum daily balance of $500; or
- Have $5,000 minimum daily combined balance of all deposit accounts that you choose to link; or
- When the Primary account holder is 17 through 23 years of age
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD Bank $200 Savings Bonus *No Direct Deposit Required*
Take advantage of a $200 bonus when you sign up for a new TD Savings Bonus and provide a deposit of $20,000 or more in new money within 20 days of account opening.
- What you’ll get: $200 bonus
- Account Type: TD Beyond or Simple Savings account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: $15, but can be waived with a minimum daily balance of $100.
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Expires 06/30/2024)
The information for the TD Savings account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
How To Earn Bonus
- Open a TD Bank Beyond Savings account and deposit at least $20,000 in new funds in the first 20 days and keep at least a $20,000 daily balance for 90 days.
- Open a TD Bank Simple Savings account and deposit at least $10,000 in new funds in the first 20 days and keep at least a $20,000 daily balance for 90 days.
- TD Beyond Savings: $15; See below on how to waive
- Keep a $20,000 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- TD Simple Savings: $5; See below on how to waive
- Keep a $300 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- Make recurring $25+ transfers from your linked TD Bank checking account.2
- If you’re under 24, link your savings account to a TD Convenience CheckingSM account.3
- Waived automatically if you’re 18 or under/62 or older.
- Offer valid March 25, 2024 through June 30, 2024 and is available only when opening through a qualifying website and who qualify as outlined below. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $50 Refer A Friend Program
You and your referral can earn a $50 bonus when you refer them to open a Complete Checking or Beyond Checking account and meet all the requirements.
- What you’ll get: $50 bonus
- Account Type: Personal Checking Account
(No expiration date)
If you’re a fan of TD Bank, now you can share the love and earn up to 10 referral bonuses (totaling $500) per calendar year.
How To Earn Bonus
- Print the referral form, complete the “Referred by” fields and give to your friend.
- Your friend must visit a TD Bank to open a personal checking account.
- Either receive a direct deposit of at least $250 OR make 15 debit card purchases within 60 days of opening the account.
- The $50 will be deposited 60 days after the requirements have been met as long as accounts are open and in good standing.
- Referred customer must open a new TD Bank personal checking account as the primary owner and can’t have any existing or prior personal TD checking accounts.
- Referring customer must be a current TD Bank personal checking customer.
- Referred customer must receive a direct deposit of $250 or more, or make a minimum of 15 debit card purchases within 60 days of the new account opening to receive this bonus.
- $50 will be deposited 60 days after the requirements have been met as long as accounts are open and in good standing.
- Only one bonus will be provided per referred customer.
- You can receive up to 10 referral bonus deposits (totaling $500) per calendar year.
- This offer may be withdrawn at any time.
Bottom Line
You have the opportunity to earn up to a $300 bonus with a checking account from TD Bank. I recommend Beyond Checking account for the bigger bonus.
While TD Bank’s Savings and CD rates aren’t the best in the market, you can visit our Savings and CD rates page for the best.
*Remember to bookmark this page and check back for new TD Bank promotions, offers, and bonuses.
Timothy B says
One bonus will be given cause they don’t give out a second bonus ever according to them.
Vivian says
If you do not live in one of these states (CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT), can you still sign up for the Beyond Checking account online and receive the $300 bonus? I live in Oregon (OR).
Jennifer says
“Earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.”
Does an income tax return from the IRS qualify as a direct deposit (as long as it is $500) for the offer?
I’ve been told yes, and I’ve been told no, each time I’ve called into TD Bank’s customer service.
wynn says
According to their site:
“Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank…”
That means once per lifetime right? I think I may have had a checking account before…
Jeffery Jenkins says
Your information under the $300 Premier Checking and $150 Convenience Checking offers includes the following:
“Direct Deposit Requirement: None”
The $300 Premier Checking promotion requires $2500 in qualifying direct deposits within 60 days of account opening and the $150 Convenience Checking promotion requires $500 in qualifying direct deposits within 60 days of account opening.
After filling out all the information, I was told they couldn’t verify my identity online. There is no way to save the account application or get assistance verifying your identity online or by phone. When I called TD Bank, a representative told me they have no current promotional offers except a direct mailing offer.
J.Carleton says
what do You offer for a direct deposit checking account?,a all I need is an account to receive My social security check,is there a minimum balance required? that You J.Carleton