Do you want to support and help protect nature’s future? Consider signing up for the Bank of America World Wildlife Fund Credit Card because it is an easy way to earn your cashback for your purchases and a way for you take pride in supporting the world’s leading conservation organization.
Similar to the Bank of America Cash Rewards credit card, the World Wildlife Fund card gives you 2% cash back at grocery stores and wholesale clubs, and 3% cash back in a category of your choosing. Both cards also offer relationship bonuses for BoA Preferred Rewards clients.
World Wildlife Fund also receives 0.08% of all net retail purchases made with this card and $3 for each annual renewal of the card. If you would rather contribute to breast cancer research instead, check out the Susan G. Komen Cash Rewards Visa credit card.
*Bank of America also offers great sign-up bonuses for their Checking and Savings accounts.
Bank of America World Wildlife Fund Card Summary
| Bonus Available | Get $200 bonus cash rewards after making at least $1,000 in purchases in the first 90 days of account opening. |
| *Bonus Value | $200 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | Limited 3% cash back in the category of your choice: gas, online shopping, dining, travel, drugstores or home improvement/furnishings.**
Limited 2% cash back at grocery stores and wholesale clubs.** Unlimited 1% cash back on all other purchases. Preferred Rewards clients get a 25% to 75% rewards bonus on every purchase. |
| Foreign Transaction Fees | 3% |
| Annual Fee | $0 |
PROS
- No annual fee
- Welcome bonus
- Bonus category of your choice
- Bank relationship bonus
- Supports wildlife conservation
CONS
- Good-Excellent credit needed to qualify
- Spending cap on bonus categories
- Foreign transaction fees
Editor’s Alternate Pick
 The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
World Wildlife Fund Credit Card $200 Bonus Cash
Take advantage of the World Wildlife Fund Credit Card’s introductory offer: $200 bonus cash posted to your rewards balance. To qualify, charge at least $1,000 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirement:
Earning World Wildlife Fund Cash Rewards
If you spend wisely, the World Wildlife Fund credit card has the potential for valuable rewards, but its rewards structure is complicated.
The highest rewards rate – 3% cash back – will be the category of your choosing. Select one from the following six options:
- Gas
- Online shopping
- Dining
- Travel
- Drugstores
- Home improvement and furnishings
If you fail to choose a category, the card’s default 3% category is gas. Grocery store and wholesale club purchases make up the 2% category. And you’ll earn unlimited 1% cash back on all other purchases.
Unfortunately, your rewards at the 2% and 3% rates are capped at the first $2,500 in combined spending every quarter. Beyond that threshold, the rewards rate drops to 1% for every purchase.
If your spending habits change, you’re welcome to update your choice category for future purchases once a month using the mobile banking app or the banking website.
BoA Preferred Rewards Members Bonus
Enroll in Bank of America Preferred Rewards and enjoy a 25% to 75% rewards boost on every purchase. For example, a $100 purchase that earns 3% ($3.00) will actually earn $3.75, $4.50 or $5.25 based on your tier at the time the purchase posts to your account.
To qualify for the Preferred Rewards program, you must:
- Have an active BoA personal checking account or an Advantage Banking account, and
- Maintain a 3-month average combined balance in your BoA accounts and/or your Merrill Edge and Merrill Lynch investment accounts.
| Tier | Qualifying Combined Balance |
| Gold | $20,000 |
| Platinum | $50,000 |
| Platinum Honors | $100,000 |
*Don’t have an existing BoA checking account? Check out our guide for current BoA checking account bonuses to help you decide.
Enrolled Preferred Rewards clients receive a bonus of 25% for the Gold tier, 50% for the Platinum tier or 75% for the Platinum Honors tier.
| Tier | Gold | Platinum | Platinum Honors |
| 3% category | 3.75% | 4.5% | 5.25% |
| 2% category | 2.5% | 3% | 3.5% |
| 1% category | 1.25% | 1.5% | 1.75% |
Redeeming World Wildlife Fund Cash Rewards
Redeem your cash rewards for any amount at any time for:
- Statement credits
- Deposits made directly into a BoA checking or savings account
- Credits to eligible Merrill Lynch or Merrill Edge accounts
You may set up automatic redemptions into an eligible Bank of America, Merrill Lynch or Merrill Edge account, starting at $25.
World Wildlife Fund Support
Keep your World Wildlife Fund credit card open for at least 90 days, use it to make one transaction, and BoA will donate $3 to the organization. On top of that, the non-profit gets 0.08% of all retail purchases charged to the card. Plus $3 every time you renew your account, as long as it doesn’t have a zero balance.
Bottom Line
The Bank of America World Wildlife Fund Credit Card allows you to get up to 3% cash back on your combined grocery, wholesale club, and gas purchases each quarter, no annual fee, and much more.
Take advantage of getting cash back on purchases and get a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening. Help protect the future of nature with this card.
If you are interested in more deals from Bank Of America has to offer, see our list of the Best Bank of America Promotions.For more credit cards, see our latest list of the best credit card bonuses.
(No Annual Fee)
What’s The Competition?
Looking For More Flexibility?
Good alternative cash back card options include:
- American Express Cash Magnet Card
- Chase Freedom
- Chase Freedom Unlimited
- Capital One Quicksilver Cash Rewards Credit Card
The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Chase Freedom Unlimited® Card offers: INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024 This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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