Find the latest Axos Bank promotions and offers for Savings, Rewards Checking, and Essential Checking.
Founded in 2000, Axos Bank is an internet-only bank which were consolidated from many of the BofI Federal Bank brands. They are similar to some top online banks such as HSBC Direct and CIT Bank.
Let’s review the rate offers from Axos Bank below.
Editor’s Note: Axos Bank has great rates and promotions, but you may want to compare all the best CD rates here, and the best Savings rates here. Our Savings account offers are frequently updated, so here are some Savings/Money Market offers you make like.
American Express® High Yield Savings Account - You earn 0.50% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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PROMOTIONAL LINK | OFFER | REVIEW |
Aspiration | 1.00% APY + $100 Cash | Review |
Axos My Savings Builder | Up to 0.70% APY | Review |
Axos Bank High Yield Savings | 0.61% APY | Review |
Axos Bank High Yield Money Market | 0.60% APY | Review |
American Express High Yield Savings | 0.50% APY | Review |
CIT Bank Money Market | 0.50% APY | Review |
Discover Bank Online Savings | 0.50% APY | Review |
Table of Contents
- 1 Axos Basic Business Checking $100 Bonus
- 2 Axos Bank High Yield Savings
- 3 Axos Bank High Yield Money Market
- 4 Axos Bank Business Money Market
- 5 Axos Business Interest Checking
- 6 Axos Business Savings
- 7 Axos Business Premium Savings
- 8 Nationwide My Savings
- 9 Nationwide Money Market Plus
- 10 Axos Rewards Checking Offer
- 11 Axos Essential Checking
- 12 Axos Bank CashBack Checking
- 13 Axos Bank First Checking
- 14 Axos Bank Golden Checking
- 15 Axos Bank Direct Checking
- 16 Axos Bank My Checking
- 17 Axos Bank Interest Checking
- 18 UFB High Yield Savings Rate Offer
- 19 UFB Premium Money Market Rate Offer
- 20 Compare to Other Banks
- 21 Bottom Line
Axos Basic Business Checking $100 Bonus
Axos Bank is offering a promotion with their Basic Business Checking Account for business owners looking to expedite your finances through attractive features and services.
For a limited time, you can earn a $100 promotion when opening a new Basic Business Checking account from Axos Bank. Keep in mind that this offer is only valid if your business is incorporated after 6/01/2020 and application must be submitted before 11:59pm on 3/31/2021 to qualify.
- No monthly maintenance fees
- Minimum opening deposit of only $1,000
- Unlimited ATM fee reimbursements anywhere in the USA
- Deposit up to 60 items per month with Remote Deposit Anywhere
(Expires 03/31/2021)
How To Earn The $100 Bonus
- Open a new Basic Business Checking by 03/31/2020. Business must be incorporated after 6/01/2020 and application must be submitted before 11:59pm on 3/31/2021 to qualify.
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the $100 bonus.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- No monthly maintenance fees
- $1,000 minimum opening deposit
- Surcharge-free ATM network, nationwide
- First set of 50 checks free
- QuickBooks compatible
- Up to 200 free items (debits, credits, or deposited items) per month, $.30 per item thereafter
There are no monthly service fees
- Business must be incorporated after 6/01/2020 and application must be submitted before 11:59pm on 3/31/2021 to qualify.
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the $100 bonus.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- Terms and conditions subject to change without notice. Bonus may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- NOTE: “New Funds” is defined as funds that did not originate from another Axos Bank brand account.
Axos Bank High Yield Savings

Axos Bank High Yield Savings
Residents nationwide can take advantage of the 0.61% APY rate with a new Axos Bank High Yield Savings Account.
- Earn 0.61% APY
- Free ATM card upon request
- A suite of digital money management tools
- No maintenance fees
- No monthly minimum balance requirements
- $250 minimum balance to open an account
(FDIC Insured)
Axos Bank High Yield Money Market

Axos Bank High Yield Money Market
With the current Axos Bank High Yield Money Market Account, you can earn the current 0.60% APY along with fantastic features to take advantage of.
- Check writing privileges
- No maintenance fees
- No monthly minimum balance requirements
- Debit card transactions
- $1000 minimum balance to open an account
(FDIC Insured)
Axos Bank Business Money Market
You can receive 0.50% APY with their Business Money Market account, and you will be able to receive many great features.
- Competitive interest rates
- $1,000 minimum opening deposit
- $5,000 minimum average daily balance requirement to waive $10 monthly fee
- Free image statements, online banking and mobile banking with Remote Deposit Anywhere
(FDIC Insured)
Axos Business Interest Checking
Axos Bank is offering a Business Interest Checking Account, allowing you to take charge with industry-leading rates to better your small business!
- Earn up to 0.81% APY
- Unlimited reimbursement of domestic ATM fees
- No monthly maintenance fees
- First 50 checks are free
- Domestic wires only $15
(FDIC Insured)
Axos Business Savings

Earn 0.50% APY with Axos Bank Business Savings.
Take your money further, faster and manage your business finances with confidence.
- Earn 0.50% APY
- Variable interest compounded daily
- $1,000 minimum opening deposit
- Free image statements
- Free online and mobile banking, with remote deposit anywhere
- No monthly maintenance fees with $2,500 minimum Average Daily Balance
(FDIC Insured)
Axos Business Premium Savings

Earn 0.50% with Axos Bank Premium Business Savings.
There are no monthly maintenance fees and no daily average balance requirement, which means you can save more money to invest in your business.
- Earn 0.50% APY
- Competitive interest rates
- $25,000 minimum opening deposit
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
(FDIC Insured)
Nationwide My Savings
If you are looking for a high return on your account, then the current up to 0.70% APY with an Nationwide My Savings Account is perfect for you!
- No minimum balance requirements
- $0 monthly maintenance fee
- A complimentary suite of digital banking tools
- $100 deposit to open your account
(FDIC Insured)
Nationwide Money Market Plus

Nationwide Money Market Plus
The Nationwide Money Market Plus Account is perfect for those who want to earn a 0.50% APY as well as having the security of a traditional savings account, but with higher returns.
- Complimentary starter checks (upon request at account opening)
- Up to six debit transactions per month
- Maintenance fees waived when you maintain a $1,000 daily minimum balance
- Minimum balance required to open the account: $ 1000.00
(FDIC Insured)
Axos Rewards Checking Offer

Axos Bank Rewards Checking Offer
The Rewards Checking account from Axos Bank earns interest and has no monthly maintenance fees. This account is available online, nationwide.
- Current rate offer: 1.25% APY
- Never pay monthly maintenance fees again
- No Need to Keep a Minimum Balance to Avoid Fees
- No Overdraft or Non-Sufficient Fund Fees
- Make Unlimited Withdrawals From Any Domestic ATM for Free
(great rate!)
Axos Essential Checking

Axos Bank Essential Checking
- This account is available online, nationwide.
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- Absolutely no annual fee
- No overdraft or non-sufficient funds fee
(No fees)
Axos Bank CashBack Checking

Axos Bank CashBack Checking
Take advantage of a 1.00% APY Cash Back on Signature-Based Purchases when you open an Axos Bank Cashback Checking.
- Earn up to 1.00% APY
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fees
- Unlimited check writing privileges
(FDIC Insured)
Axos Bank First Checking

Axos Bank First Checking
Axos Bank First Checking offers customers ages 13 to 17 an attractive 0.25% APY plus no fees.
- For ages 13 – 17 years old
- Earn 0.25% APY*
- Up to $12 domestic ATM fee reimbursements per month
- No monthly maintenance fees
- No overdraft or non-sufficient funds fees
- Daily transaction limits ($100 cash, $500 debit)
(FDIC Insured)
Axos Bank Golden Checking

Axos Bank Golden Checking
For residents who are 55 years of age and older, you can take advantage of the current Axos Bank Golden Checking Account.
- 0.20% APY* on all balances
- Up to $8 domestic ATM fee reimbursements per month
- Free personal checks (One free box of Colonial Classic 40 pack every six months, limit 2 per year)
- No monthly minimum balance requirements
- $50 minimum balance to open an account
(FDIC Insured)
Axos Bank Direct Checking

Axos Bank Direct Checking
Residents who would like to take advantage of a simple and convenient checking account with minimal fees can take a look at the new Axos Bank Direct Checking account.
- Up to $30.00 domestic ATM fees reimbursed per month
- The convenience of anytime access to your money with online banking
- Get paid up to two days early with direct deposit
- Direct Deposit Express:
- Get paid up to two days early
- Simple, fast, and free of charge
- Automatic feature for Direct Checking account holders with direct deposit
(FDIC Insured)
Axos Bank My Checking

Axos Bank My Checking
If you would like to bank on your terms while obtaining the best features, check out the new Axos Bank My Checking Account.
- Unlimited domestic ATM fee reimbursements
- $0 monthly maintenance fee
- No minimum balance requirements
- $100 deposit to open your account
- Anytime access to online banking
- Receive your paycheck up to two days early
(FDIC Insured)
Axos Bank Interest Checking

Axos Bank Interest Checking
Residents nationwide can take advantage of the 0.40% APY rate when you sign up and open a new Axos Bank Interest Checking Account.
- No maintenance fees, no minimum balance requirements
- Earn up to 0.40% APY*
- Up to $30.00 domestic ATM fees reimbursed per month
- Complimentary starter checks (upon request at account opening)
(FDIC Insured)
UFB High Yield Savings Rate Offer

Get Axos Bank UFB High Yield Savings
UFB Direct offers an online savings account with competitive rates. This account is available online, nationwide.
- Current rate offer: 0.20% APY
- The UFB High Yield Savings Account offers up to 0.20% APY with interest compounded daily.
- Account balances $10,000.00 and above will earn the variable ongoing APY on the full account balance.
- Open a UFB Direct High Yield Savings Account with any amount
- This account features access to all of our free online banking tools, all with no monthly maintenance fees.
- FDIC insured to the maximum allowable limit
(FDIC insured)
UFB Premium Money Market Rate Offer

Get Axos Bank UFB Premium Money Market
UFB Direct offers a premium money market account with a competitive rate. This account is available online, nationwide.
- Current rate offer: 0.20% APY
- The minimum deposit amount to open a UFB Premium Money Market Account is only $5,000.
- No monthly maintenance fee with a minimum $5,000 average daily ledger balance; otherwise, the fee is $10.00 per month.
- Free limited check-writing privileges.
- FDIC insured to the maximum allowable limit – certificate number 35546.
(FDIC insured)
Compare to Other Banks
Bottom Line
These are great accounts from Axos Bank due to their high APY rate, benefits, and promotions! The online based Checking and Savings comes with no fees so you can keep track of your money at anytime. Feel free to share your experiences with this bank by commenting below.
For more bank offers, see the complete list of Best Bank Rates!
Bookmark this page for the latest Axos Bank promotions, offers, and rates!
Helpful Tips
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Huntington 25 Checking | $500 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Wise Business Banking | $100 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
American Express High Yield Savings | 0.50% APY | Review |
CIT Bank Money Market | 0.50% APY | Review |
Ally Invest | Up to $3,500 Cash | Review |
I had my checking account at Axos bank for more than 10 years, and was a very satisfied customer. In March 2019, I received an email from them stating that they would close my account in 30 days, without providing any further explanation. I called them, and they refused to explain why they were doing this. I’m sure you think this is the craziest thing you ever heard of, and that’s exactly what I thought. After all, most banks try to increase their customers, and Axos is trying to get rid of their customers. You can google this issue, and you will find the many other customers whose account Axos has closed for no reason whatsoever.
The final blow was this. When they told me they were closing my account, they said in writing that it would close 30 days from the day of their notification, which would have been on April 6. They closed my account on March 19, and 3 of my checks bounced as a result. When I called them to complain that they had broken their word, they refused to do anything at all to remedy the situation.
I urge you not to open an account with them, because you may find they do to you what they did to me, and close your account too.