Learn all about the best credit card with no foreign transaction fees!
Credit cards often charge a foreign transaction fee of about 3%, there is also a tendency that your rewards might be negated while you are spending money abroad. For this reason, we recommend carrying a few cards that don’t charge any transaction fees when you travel internationally. In this guide, we’ll cover the best credit cards with no foreign transaction fees.
Summary
If you want more information on each card that we’ve listed then make sure to check out our reviews and posts about them.
Chase Sapphire Preferred® Card | Best welcome bonus |
Capital One Venture Rewards Credit Card |
Best for flat-rate earning |
Chase Sapphire Reserve |
Best for premium travel |
The Platinum Card from American Express | Best luxury benefits |
United Explorer Card | Best for United flyers |
Hilton Honors American Express Aspire Card |
Best for luxury hotel perks |
Marriott Bonvoy Boundless Credit Card | Best for Marriott travelers |
What to Consider
We’ve taken into account the following factors when deciding on the best credit cards to review:
- Welcome bonus
- Earning potential
- Annual fee
- Welcome bonus
- Earning potential
- Annual fees
- Additional benefits
- Transfer partners
- Rates & other fees
The Best Hotel Credit Cards for Dining
The Chase Sapphire Preferred Card® is the best no-foreign-transaction-fee card with a big welcome bonus. It’s also a popular card among the international traveling set because Chase Sapphire Preferred earns one of the most valuable rewards currencies out there.
Transfer your Ultimate Rewards points to one of Chase’s airline or hotel partners in order to maximize them. If you feel as if that’s too much of a hassle, your points are worth $0.0125 each when you use them for travel booked through the Ultimate Rewards Travel Portal.
![]() The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. |
The Capital One Venture Rewards Card is the best option for a flat-rate earning card. This card’s easy earning structure is ideal for to rewards newbies who want to earn travel rewards for their everyday purchases.
You’ll earn fixed-value miles that you can use to offset travel purchases at $0.01 each. Alternatively, you can decide to transfer your miles to Capital One’s airline partners. Additionally, you’ll receive credit for your Global Entry or TSA Precheck application fee. This is a rare benefit for a mid-tier card.
![]() The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. You're able to earn: • 2 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®. |
The best premium travel card with no foreign transaction fees is the Chase Sapphire Reserve®. As mentioned before, Chase Ultimate Rewards points have the most value if you strategically use them with a Chase travel partner, or redeem them through the Ultimate Rewards Travel Portal.
![]() The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards. You'll earn • 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. • 5X total points on flights • 3X points on other travel and dining • 1 point per $1 spent on all other purchases When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®. |
We picked The Platinum Card® from American Express as the best luxury card with no foreign transaction fees, because it offers a wealth of premium benefits. Cardholders can enjoy up to $200 in airline fee credits annually, monthly Uber credits that add up to $200 a year, Global Entry or TSA Precheck fee credit and access to multiple airport lounge networks. Additionally, you’ll get automatic Hilton Honors and Marriott Bonvoy Gold elite status.
![]() The Platinum Card® from American Express offers 80,000 Membership Rewards points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. This card comes with an annual fee of $695 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. Terms Apply. |
The United? Explorer Card is ideal for United frequent flyers. Card holders can enjoy one free checked bag for you and one travel companion, two United Club one-time passes every year, priority boarding, 25% back on inflight purchases and Global Entry or TSA Precheck fee credit.
Since United is a Star Alliance member, they do not pass along fuel surcharges for international flight redemptions. This process adds value to your MileagePlus miles.
The Hilton Honors American Express Aspire Card is our pick for the best hotel card with luxury perks and no foreign transaction fees. This card offers automatic Diamond elite status, a free Weekend Night Reward each year, up to $250 in annual airline fee credits, up to $250 in annual Hilton resort statement credits and a Priority Pass Select membership.
The Marriott Bonvoy Boundless™ Credit Card as the best no-foreign-transaction-fee card for Marriott travelers because you’ll get automatic Silver elite status, one Free Night Award every year, and 15 elite-night credits to help you unlock higher status levels.
![]() The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
Additional Guide
Bottom Line
Be sure to learn all about the perks and fees when choosing which credit card to open. Making an educated decision could help you maximize your spendings and get great rewards.
We included all of our favorite cards that offer a good balance between high earning rates, point value, and annual costs.
For more credit cards, see our latest list of the best credit card bonuses! Or view these offers from the following institutions:
- Chase Credit Cards
- American Express Credit Cards
- Citi Credit Cards
- Capital One Credit Cards
- Wells Fargo Credit Cards
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