Learn all about the best credit card with no foreign transaction fees!
Credit cards often charge a foreign transaction fee of about 3%, there is also a tendency that your rewards might be negated while you are spending money abroad. For this reason, we recommend carrying a few cards that don’t charge any transaction fees when you travel internationally. In this guide, we’ll cover the best credit cards with no foreign transaction fees.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
|Chase Business Complete BankingSM $300 Bonus||HSBC Premier Checking Up To $600|
|HSBC Premier Checking $450 Bonus||TD Bank Convenience Checking $150 Bonus|
|TD Bank Beyond Checking $300 Bonus||Huntington Business Checking 100 $200 Bonus|
|Huntington 25 Checking $300 Bonus||Huntington Unlimited Plus Business Checking $750 Bonus|
|Huntington Unlimited Business Checking $400 Bonus||Aspiration Spend & Save Account $100 Bonus|
|Ally Invest Up To $3,000 Bonus||Discover Bank $360 Cashback Debit|
|Axos Basic Business Checking $100 Bonus||BlockFi Up To $250 BTC Bonus|
|WeBull 2 Free Stocks||BBVA Free Checking & Savings $250 Bonus|
Table of Contents
If you want more information on each card that we’ve listed then make sure to check out our reviews and posts about them.
|Chase Sapphire Preferred® Card||Best welcome bonus|
|Capital One Venture Rewards Credit Card
||Best for flat-rate earning|
|Chase Sapphire Reserve
||Best for premium travel|
|The Platinum Card from American Express||Best luxury benefits|
|United Explorer Card||Best for United flyers|
|Hilton Honors American Express Aspire Card
||Best for luxury hotel perks|
|Marriott Bonvoy Boundless Credit Card||Best for Marriott travelers|
What to Consider
We’ve taken into account the following factors when deciding on the best credit cards to review:
- Welcome bonus
- Earning potential
- Annual fee
- Welcome bonus
- Earning potential
- Annual fees
- Additional benefits
- Transfer partners
- Rates & other fees
The Best Hotel Credit Cards for Dining
The Chase Sapphire Preferred Card® is the best no-foreign-transaction-fee card with a big welcome bonus. It’s also a popular card among the international traveling set because Chase Sapphire Preferred earns one of the most valuable rewards currencies out there.
Transfer your Ultimate Rewards points to one of Chase’s airline or hotel partners in order to maximize them. If you feel as if that’s too much of a hassle, your points are worth $0.0125 each when you use them for travel booked through the Ultimate Rewards Travel Portal.
The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
You'll earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!
You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
This card carries a $95 annual fee.
The Capital One Venture Rewards Card is the best option for a flat-rate earning card. This card’s easy earning structure is ideal for to rewards newbies who want to earn travel rewards for their everyday purchases.
You’ll earn fixed-value miles that you can use to offset travel purchases at $0.01 each. Alternatively, you can decide to transfer your miles to Capital One’s airline partners. Additionally, you’ll receive credit for your Global Entry or TSA Precheck application fee. This is a rare benefit for a mid-tier card.
The Capital One Venture Rewards Credit Card offers 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.
You're able to earn 2X miles on every purchase, every day.
This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®.
The best premium travel card with no foreign transaction fees is the Chase Sapphire Reserve®. As mentioned before, Chase Ultimate Rewards points have the most value if you strategically use them with a Chase travel partner, or redeem them through the Ultimate Rewards Travel Portal.
The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit.
You'll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value.
This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®.
We picked The Platinum Card® from American Express as the best luxury card with no foreign transaction fees, because it offers a wealth of premium benefits. Cardholders can enjoy up to $200 in airline fee credits annually, monthly Uber credits that add up to $200 a year, Global Entry or TSA Precheck fee credit and access to multiple airport lounge networks. Additionally, you’ll get automatic Hilton Honors and Marriott Bonvoy Gold elite status.
The The Platinum Card® from American Express offers 75,000 Membership Rewards(R) Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
• 10X points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases.
• 5X Membership Rewards(R) Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
• 5X Membership Rewards(R) Points on prepaid hotels booked on amextravel.com.
This card comes with an annual fee of $550 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
Plus, up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card® & receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts.
The United? Explorer Card is ideal for United frequent flyers. Card holders can enjoy one free checked bag for you and one travel companion, two United Club one-time passes every year, priority boarding, 25% back on inflight purchases and Global Entry or TSA Precheck fee credit.
Since United is a Star Alliance member, they do not pass along fuel surcharges for international flight redemptions. This process adds value to your MileagePlus miles.
The Hilton Honors American Express Aspire Card is our pick for the best hotel card with luxury perks and no foreign transaction fees. This card offers automatic Diamond elite status, a free Weekend Night Reward each year, up to $250 in annual airline fee credits, up to $250 in annual Hilton resort statement credits and a Priority Pass Select membership.
The Hilton Honors American Express Aspire Card offers 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
You're able to earn:
• 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio;
• 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
• 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
This card does come with a $450 annual fee, however, you can enjoy up to $250 in Hilton Resort Credits on your Card each anniversary year, when you stay at participating resorts within the Hilton portfolio. In addition, you can benefit with a complimentary Diamond status with your Hilton Honors Aspire Card.
The Marriott Bonvoy Boundless™ Credit Card as the best no-foreign-transaction-fee card for Marriott travelers because you’ll get automatic Silver elite status, one Free Night Award every year, and 15 elite-night credits to help you unlock higher status levels.
The Marriott Bonvoy Boundless Credit Card offers 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
You'll earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X Bonvoy points for every $1 spent on all other purchases.
You'll earn 6X Bonvoy points per $1 spent at over 6,900 participating Marriott Bonvoy hotels & 2X Bonvoy points for every $1 spent on all other purchases.
You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary.
This card does carry a $95 fee; there are no foreign transaction fees.
Be sure to learn all about the perks and fees when choosing which credit card to open. Making an educated decision could help you maximize your spendings and get great rewards.
We included all of our favorite cards that offer a good balance between high earning rates, point value, and annual costs.
For more credit cards, see our latest list of the best credit card bonuses! Or view these offers from the following institutions:
- Chase Credit Cards
- American Express Credit Cards
- Citi Credit Cards
- Capital One Credit Cards
- Wells Fargo Credit Cards
|Chase Business Complete BankingSM||$300 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|BBVA Free Checking & Savings||$250 Cash||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,000 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|