If you are interested in one of the best travel credit cards, think about signing up for the Citi AAdvantage Executive World Elite Mastercard because you can earn easy miles while traveling around the world.
You have the opportunity to earn 50,000 American Airlines AAdvantage Bonus Miles after $5,000 in purchases within the first 3 months of account opening. This bonus is worth up to $700 in airfare.
This card has no foreign transaction fee but $450 annual fee. If that wasn’t enough, you can earn priority boarding on domestic American Airlines flights, 25% off in-flight purchases and a free checked bag on American Airlines flights. Get the most out of your next adventure by signing up for this card and get perks for booking and flying!
*Citibank is the issuer of this card, so if you want great sign-up bonuses check out their Checking/Savings accounts.
Table of Contents
Citi AAdvantage Executive World Mastercard
|Bonus Available||Earn 50,000 bonus miles after you make at least $5,000 in purchases within the first 3 months of account opening.|
|Travel Credit||No travel credit. But, up to $100 statement credit every 5 years towards Global Entry or TSA PreCheck application fees.|
2 miles for every $1 spent on eligible American Airlines purchases and 1 mile for every $1 spent on all other purchases.
|Foreign Transaction Fees||No|
|Airport Lounge Access||50 Admirals Club lounges & nearly 60 partner lounges worldwide.|
- Bonus miles
- Admirals Club access
- Free checked bag
- VIP airport treatment
- Elite Qualifying Miles
- Option to redeem with partner airlines
- No foreign transaction fees
- Has an annual fee
- Excellent credit needed to qualify
- Low ongoing rewards rate
- Complicated rewards program
Editor’s Alternate Pick
What Are AAdvantage Miles Worth?
Like many other airline-branded credit cards, the value of your miles depends on how you use them. On average, I value each AAdvantage mile at around $0.014. Using this figure, 50k miles would be worth around $700. When you fly, airline choice and destination all play a part in your miles’ value.
You can redeem your miles towards American Airlines, American Eagle and OneWorld flights. Or with one of their many partners (see below for the list).
AAdvantage miles can also be used towards gift cards, magazines, seat upgrades, car rentals and hotel stays. But the best value for your miles is to use them towards flights.
Cardholders have reduced mileage award privileges.
When you use your AAdvantage miles to purchase round-trip domestic MileSAAver flights, you get to book award travel for:
- 7,500 miles on longer destinations
- 2,000 miles on shorter destinations
Destinations change monthly, and MileSAAver seats are limited. To book, call American Airlines or visit a ticket office.
If you love finding the best value, this process can be worthwhile. But if fiddling with numbers sounds like a chore, you’re better off with a general travel rewards credit card (suggestions below).
Citi AAdvantage Executive World Benefits
Admirals Club is a collection of airport lounges. It consists of 50 American Airlines lounges and nearly 60 partner lounges around the world. As a cardholder, you’ll have access to any of the Admirals Club lounges. Your immediate family or up to two traveling companions may join you.
You can add up to 10 authorized users (who get their own cards) at no extra cost. Authorized users also have access to Admirals Club without the primary cardholder present – up to 2 of their guests have access as well.
A one-day Admirals Club pass costs $59 for non-cardholders. So, accessing a lounge eight times within a year will cover the card’s annual fee.
A one-year Admirals Club membership costs $650 (base AAdvantage membership status), so the $450 card cost is a steal.
How much have you spent on checked bags on your recent trips? At $30 a pop, that can add up.
When you fly American Airlines within the United States, your first checked bag (and the first bag of up to 8 people in your party) are free.
If you’re flying with 8 other people, you’ll be saving $540 round-trip. That’s a very generous perk for an airline-branded credit card.
- Priority check-in
- Priority airport screening (where available)
- Boarding privileges
Getting through the airport and on the plane will be much less hectic.
Get up to $100 in statement credit every five years. Global Entry includes TSA PreCheck, so go that route.
Going for elite status? If you’re willing to charge a lot to the card, you’ll earn 10,000 AAdvantage Elite Qualifying Miles. What’s a lot? At least $40,000 in purchases within one year.
When you gain elite status, you’ll get mileage bonuses, upgrades, additional airport benefits and more.
AAdvantage Partner Airlines
|Air Tahiti Nui||Alaska Airlines||British Airways|
|Cape Air||Cathay Pacific||Etihad Airways|
|Fiji Airways||Finnair||Gulf Air|
|Japan Airlines||Jet Airways||LATAM Airlines|
|Malaysia Airlines||Qantas||Qatar Airways|
|Royal Jordanian Airlines||S7 Airlines||Seaborne Airlines|
Make sure your miles don’t expire. Earn or redeem with American Airlines or an AAdvantage partner at least once every 18 months.
Make purchases abroad without worrying about foreign transaction fees.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
The Citi® AAdvantage Executive World Elite Mastercard provides you with additional benefits such as Admirals Club airport lounge access, priority boarding on domestic American Airlines flights, no foreign transaction fee for the first year, and much more.
That said, there are a few limitations to keep in mind:
- Annual fee. This card costs $450 a year. For all that you get, it’s a fair price. But you’ll want to make sure it works for you.
- Low ongoing rewards rate. You’ll only get bonus miles for American Airlines purchases. In comparison, the Citi / AAdvantage Platinum Select card offers double miles on dining and gas as well.
- Complicated rewards structure. To get the most value for your points, you’ll need to do some serious strategizing.
If Admiral Club access isn’t important to you, there are better premium travels cards available:
If premium luxury perks aren’t as important to you, many other travel cards offer great rewards for a much lower annual fee.
What’s The Competition?
Below are some of the top competitors to the Citi / AAdvantage Executive credit card you should consider.
Great General Travel Rewards & Lower Annual Fee
The Barclaycard Arrival Plus® World Elite Mastercard® offers a top sign-up bonus and rewards that don’t restrict you to any airline or hotel. You’ll effectively earn 2.1% on all your purchases, regardless of merchant category. Fewer luxury perks equal a lower annual fee here.
With the Chase Sapphire Preferred® Card:
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
• 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
What Are The Premium Card Alternatives?
With the The Platinum Card® from American Express:
• Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
• Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
• 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
• 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
• Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
• Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
• $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
• Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
• $550 annual fee.
• Terms Apply.
• See Rates & Fees
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|Chase Sapphire Preferred® Card||60,000 Points||Review|
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|Wells Fargo Cash Wise Visa® Card||$200 Cash||Review|
|Wells Fargo Propel American Express® Card||30K Points||Review|
|Chase Freedom®||$150 Cash||Review|
|Chase Freedom Unlimited®||3% Cash Back||Review|
|UnitedSM Explorer Business Card||50,000 Miles||Review|
|ABOC Platinum Rewards Mastercard®||$150 Cash||Review|
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.