Available nationwide, Elements Financial Helium Savings is offering a staggering 0.40% APY Rate. Continue reading below to learn everything you need to know about Elements Financial.
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About Elements Financial Helium Savings
Established in 1930, Elements Financial is a financial institution that was built upon the values of helping their customers achieve their financial dreams. With a wide assortment of products and services, you can be sure to find one that fits your needs!
I’ll review Elements Financial Helium Savings below.
Elements Financial Helium Savings 0.40% Rate
To earn Elements Financial’s competitive rate, simply maintain balance of $2,500. That’s all it takes and you’ll get to enjoy earning the 0.40% rate on all balances.
- Account Type: Helium Savings
- Interest Rate: 0.40% APY
- Minimum Balance: $2,500
- Maximum Balance: $250,000
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft Pull, which does not affect your credit
- Opening Deposit: None listed
- Credit Card Funding: None
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
Elements Financial ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with Elements Financial’s ACH capabilities.
How to Earn Elements Financial Rate
- Open a Helium Savings account from Elements Financial.
- Maintain any balance amount and earn the 0.40% APY rate.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Earn a promotional rate for one year of 0.40% APY on new money not already on deposit at Elements.
- The convenience of direct deposit of your payroll or federal benefits
- An Elements ATM card to use at more than 78,000 surcharge-free ATMs worldwide
- Shared branch access at more than 5,000 branches nationwide
Check out Elements Financial and open a Helium Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Helium Savings Account.