Learn about Ideal Credit Union High Yield Checking account here.
Available nationwide, Ideal Credit Union is offering 4.00% APY on balances up to $20,000 on their Rewards Checking account.
About Ideal Credit Union High Yield Checking
Founded in 1926, Ideal Credit Union is a full-service financial institution that offers affordable products with competitive rates for their members. Not to mention, Ideal Credit Union, just like all credit unions, is a not-for-profit financial cooperative that offers banking services.
| Eligibility: Membership in Ideal Credit Union is open to individuals who live, work, worship, or attend school in the Minnesota Counties of Anoka, Chisago, Dakota, Hennepin, Ramsey, or Washington. Open an account in-person or online. See current membership details |
Easy Membership: Anyone can qualify for membership by making a one-time $5 donation to the John D. Miller Foundation, automatically done during the account opening process.
Continue on to learn more about the Ideal Credit Union High Yield Checking Account below.
Ideal Credit Union High Yield Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $20,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 4.00% APY up to $20,000
- Eligible Accounts: Rewards Checking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: Nationwide (Bank Locator)
- Opening Deposit: No minimum
- Credit Card Funding: Unknown, Let us know
- Monthly fee: None
(NCUA Insured)
How To Earn Up to 4.00% APY Rate
- Open a Rewards Checking Account with an opening deposit of any amount.
- Have a minimum of monthly qualified direct deposit of $750
- Enroll to receive your monthly statement electronically.
- Use your debit card and make 20 qualifying purchases, minimum of $3.
- Earn the 4.00% APY rate.
| Balance Requirement | APY Rate |
| $0.01-$20,000 | 4.00% APY |
Account Features
- No minimum balance requirement
- No monthly maintenance fee
- Free Ideal Debit MasterCard®
- Digital Banking and Mobile Banking App
- Direct Deposit
- Monthly eStatements
- Mobil Check Deposit
- Nationwide ATM network
- Overdraft Protection
Bottom Line
For those of you looking for a checking account with a high APY rate, take a look at Ideal Credit Union. Not only that, but you will also be able to access many of their banking features
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Ideal Credit Union High Yield Checking Account.
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