Available to residents of New Jersey and New York, Kearny Bank Relationship Building Money Market is offering a staggering 0.85% APY Rate. Continue reading below to learn everything you need to know about Kearny Bank.
About Kearny Bank Relationship Building Money Market
Established in 1884, Kearny Bank has been centered in their community. They are involved locally and understand the needs of their members and businesses, providing them with expertise in specific financial disciplines.
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review Kearny Bank Account below.
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Kearny Bank Relationship Building Money Market Rate
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To earn Kearny Bank’s competitive rate, simply have an opening deposit of $15,000. In addition, you will need to open a checking account with direct deposit. That’s all it takes and you’ll get to enjoy earning the 0.85% rate on all balances.
- Account Type: Relationship Building Money Market
- Interest Rate: 0.85% APY
- Minimum Balance: $15,000
- Maximum Balance: None Listed
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $15,000
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: $25, waived by maintaining a minimum daily balance of $15,000.
- Early Termination Fee: None
(FDIC Insured)
Kearny Bank ACH Capabilities & Limits
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | ? | ? | None |
Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with Kearny Bank’s ACH capabilities.
How to Earn Kearny Bank Rate
- Open a Relationship Building Money Market account from Kearny Bank with an opening deposit of $15,000.
- In addition, maintain an active Kearny Bank consumer checking account with monthly direct deposit, and receive monthly eStatements
- Maintain any balance amount over 15,000 and earn the 0.85% APY rate.
Balance Requirement | APY Rate |
If qualifications are not met | 0.40% APY |
On average daily balance at least $15,000 and all qualifications are met | 1.50% APY |
On average daily balance of at least $15,000 or more with an active Kearny Bank consumer checking account with direct deposit, and when qualifications are met | 0.85% APY |
Why You Should Sign Up For This Account
- Interest is compounded daily
- Only $15,000 minimum to open
- Earn 0.85% APY rate on any balance over 15,000
- CardValet®
- Kearny Bank Debit Mastercard®
Bottom Line
Check out Kearny Bank and open a Relationship Building Money Market account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
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