Find the latest Lafayette Federal Credit Union CD Rates, Offers, and Promotions here.
Some of the best Lafayette Federal Credit Union CD Rates include their 0.70% APY 7-Month CD.
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About Lafayette Federal Credit Union
Lafayette Federal Credit Union, is a credit union headquartered in Rockville, Maryland, chartered and regulated under the authority of the National Credit Union Administration of the U.S. Federal government.
Lafayette Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Lafayette Federal Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
| 12-Month Term | 0.55% APY | Apply Now |
| 24-Month Term | 0.65% APY | Apply Now |
| 36-Month Term | 0.75% APY | Apply Now |
| 48-Month Term | 0.80% APY | Apply Now |
| 84-Month Term | 1.00% APY | Apply Now |
Lafayette Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
| Eligibility: Membership in Lafayette Federal Credit Union is open to anyone who joins the Home Ownership Financial Literacy Council ($10 fee). Residents of Maryland, Virginia, or Washington, D.C. who belong to the American Consumer Council (can join through the Credit Union’s online application) are eligible to join. For more information on eligibility requirements please check out their full list of membership requirements. |
With as little as $500, you can invest in a Lafayette Federal Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Amount not specified
(NCUA Insured)
Fixed Rate
| Term | APY Rate | Minimum Deposit |
| 7 Month | 0.70% | $500 |
| 1 Year | 0.80% | $500 |
| 2 Year | 0.90% | $500 |
| 3 Year | 1.01% | $500 |
| 4 Year | 1.16% | $500 |
| 5 Year | 1.26% | $500 |
Variable Rate
| Term | APY Rate | Minimum Deposit |
| 18 Month | 0.75% | $50 |
| 3 Year | 0.90% | $50 |
| 5 Year | 1.11% | $50 |
Lafayette Federal Credit Union CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.
This is a great opportunity to invest in a high-interest CD from Lafayette Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Lafayette Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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