Here you can always find an updated list of Royal Credit Union promotions, bonuses and offers.
Currently, they have bonuses of $225, $250, $1250 when you open an eligible account and meet the requirements.
About Royal Credit Union Promotions
Royal Credit Union was organized in April 1964 to serve the employees of Uniroyal and also their families. Additionally, their purpose and values are more than just a poster on their walls. Furthermore, their team members live these out, every interaction, every day, which you can see at one of their locations along with bank bonuses, CD rates, and also bank rates.
We will review the current Royal Credit Union promotions below.
Royal Credit Union $1,250 Money Market Bonus
Earn a $1,250 bonus when you open a money market account.
- What you’ll get: $1,250 bonus
- Account Type: Money Market Account
- Availability: IN, WI
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 03/31/2023)
| Compare this savings account to alternatives like Discover Bank Savings ($200 Bonus + 3.60% APY), UFB Preferred Savings (5.02% APY), CIT Bank Savings Connect (4.20% APY), SoFi Checking & Savings ($275 Bonus + 3.75% APY), and Western Alliance Bank Savings (4.45% APY). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open new Money Market accounts opened 1/2/23 through 3/31/23 with an initial minimum deposit of $100,000 in new money.
- The first $500 Reward will be deposited into the tax reported for account holder’s Money Market Account upon qualification.
- The final $750 Reward will be deposited into the tax reported for account holder’s Money Market Account if the Money Market account has maintained a balance of at least $100,000 and remained open for 12 consecutive months from account opening date.
- APY=Annual Percentage Yield. APY is determined by account balance and shown based on account balance of $100,000.
- APY current as of 12/21/22 and last changed 12/12/22.
- APY is accurate as of last dividend declaration date.
- Rates may change after account is opened. $10,000 minimum deposit to open account.
- No minimum balance to earn APY.
- Fees can reduce balance and earnings on account.
- Offer valid on new Money Market accounts opened 1/2/23 through 3/31/23 with an initial minimum deposit of $100,000 in new money.
- Initial deposit cannot be made from funds contained in an existing Royal account or withdrawn, redeposited, or transferred from a Royal account during this promotional period.
- Existing Money Market accounts do not qualify. Membership and account opening upon qualification.
- The first $500 Reward will be deposited into the tax reported for account holder’s Money Market Account upon qualification.
- The final $750 Reward will be deposited into the tax reported for account holder’s Money Market Account if the Money Market account has maintained a balance of at least $100,000 and remained open for 12 consecutive months from account opening date.
- Royal reserves the right to withhold final $750 Reward if qualifications are not met based on Royal’s sole discretion during the 12-month time period.
- Limit of one account per Member may be included in promotion.
- Rewards subject to federal and state tax requirements.
- Royal reserves the right to terminate this promotion at any time.
- Refer to our Disclosures and Service Fees for more information.
- Insured by NCUA.
Royal Credit Union $250 Checking Bonus
Earn a $250 bonus when you open a checking account and complete the qualifying activities.
- What you’ll get: $250 bonus
- Account Type: Checking Account
- Availability: IN, WI
- Direct Deposit Requirement: Yes, (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fee: $0-$10; waivable
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 03/31/2023)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new checking account.
- Receive two payroll direct deposits.
- Earn a $250 bonus in your savings account.
- Receive a $250 bonus upon opening a new checking account between March 1, 2023 and March 31, 2023.
- Offer valid only to recipients that qualify for Membership with Royal.
- Business checking accounts are not eligible for this promotion.
- Member cannot have had a previously opened or closed checking account with Royal in the last twelve (12) months.
- Members with existing checking accounts do not qualify.
- New checking account must receive two (2) qualifying direct deposits of at least $200 each from a direct deposit paycheck, pension payment, Social Security payment, or government benefits payment electronically deposited into the account from an employer or outside agency.
- First deposit must occur within the first sixty (60) days from account opening; second deposit must occur within 120 days of account opening.
- Account must remain open for six (6) months. Must open and be primary on a Primary Base Savings account.
- The incentive will be deposited into the qualifying Member’s Primary Base Savings account within 10 days after the second qualifying deposit.
- Royal reserves the right to withhold or reclaim the incentive if the qualifications are not met, the account is not in good standing, or the account does not remain open for at least six (6) months based on Royal’s sole discretion.
- Limit of one account per Member may be included in promotion.
- The incentive is subject to federal and state tax requirements, which are the responsibility of the account holder.
- Royal reserves the right to terminate this promotion at any time.
- This offer cannot be combined with any other Royal checking account offer.
- APY=Annual Percentage Yield. APY from 0%-0.25% available depending on checking product selected.
- No minimum balance to open a checking account.
- Minimum balance of $700 to earn APY.
- Fees could reduce the balance and earnings on the account.
- APY is accurate as of the last dividend declaration date.
- Rates may change after the account is opened.
- Other conditions or restrictions may apply.
- Refer to our disclosures and service fees for more information.
- Insured by NCUA.
Royal Credit Union $225 Checking Bonus
Earn a $225 bonus when you open a new checking account.
New and existing team members can earn a $225 bonus when you open a checking account and complete the qualifying activities.
- What you’ll get: $225 bonus
- Account Type: Royal Checking Account
- Availability: IN, WI (Bank Locator)
- Direct Deposit Requirement: Yes, (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Royal checking account and receive two payroll direct deposits.
- Royal will deposit a $225 bonus into your Royal savings account after the second direct deposit.
- Open your account online and use the drop-down menu options to indicate that you are eligible for an employer offer as a Menards or Midwest Manufacturing Team Member
- For existing Team Members: Select the Existing Employee option.
- For new Team Members: Select the Sign-On Bonus option.
- Existing checking accounts do not qualify.
- Employee cannot have had a previously closed checking account with Royal in the last twelve (12) months.
- Offer valid only to employees of the business partnered in the Royal Employer Partnership Program and those employees that qualify for Membership with Royal.
- The checking account must receive two (2) qualifying direct deposits from the partnered employer electronically deposited into the account.
- The first deposit must occur within the first sixty (60) days from the account opening. The account must also remain open for six (6) months.
- Must open and be primary on a Primary Base Savings account.
How To Avoid Monthly Fees
- Smart Checking: No monthly fee
- Smart Checking Plus: $700 minimum balance to avoid a $10 monthly charge
- Smart Start Checking: No monthly fee
- Money Market: No monthly fee
Bottom Line
Furthermore, feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Finally, check back on this page for updated Royal Credit Union promotions, bonuses, and offers.
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