Check out the latest BrioDirect CD rates, offers, and promotions here.
Best CD Rates: 5.35% APY, 12-Month, $500 minimum deposit, new money.
Availability: Nationwide
Credit Inquiry: Soft Pull
About BrioDirect
BrioDirect is the online brand of Sterling National Bank. Founded in 1888, Sterling is a strong financial institution with more than $30 billion in assets. It is rated one of “America’s 100 Best Banks” by Forbes and an FDIC insured institution.
BrioDirect offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.25% | $500 |
| 5-Month | 0.15% | $500 |
| 9-Month | 0.30% | $500 |
| 12-Month | 5.35% | $500 |
| 18-Month | 1.35% | $500 |
| 24-Month | 2.30% | $500 |
| 30-Month | 0.45% | $500 |
| 36-Month | 2.45% | $500 |
| 48-Month | 0.45% | $500 |
| 60-Month | 0.45% | $500 |
*The rates below are accurate as of 06/08/2023*
BrioDirect CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can open a BrioDirect CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty: 3 months of interest for the 12-month CD
(FDIC Insured)
| Compare to the best CDs such as Blue Federal Credit Union 15-Month CD (5.15% APY), First Mid Bank & Trust 9-Month CD (5.00% APY), FVCbank 12-Month No Penalty CD (5.06% APY), CIT Bank 6-Month CD (5.00% APY), and CIT Bank 11-Month No Penalty CD (4.90% APY). |
Important Details for BrioDirect
- Funding – ACH, wire, or check. Funding must be completed within 20 days of applying.
- Interest – Compounded daily/credited quarterly; can be withdrawn penalty-free.
- Early Withdrawal Penalty – Terms of 12 months or less will incur a penalty of three months of interest, whether earned or not. Partial withdrawals are allowed.
- Maturing Funds – ACH or cashier’s check to the address on file.
- Beneficiaries – Up to five with equal shares; Social Security numbers are required.
- Grace Period – 10 calendar days before automatic renewal.
BrioDirect CD Features
- One of the best rates around
- Great guaranteed rate of return over 9 months
- Keep track of your CD with online and mobile banking
- Open one with just $500
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Along with this account, you can get access to many great features including online and mobile banking.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While BrioDirect does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from BrioDirect. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest BrioDirect CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
