Find an updated list of Central Bank promotions, bonuses, and offers here.
Currently, they have a $300, $400 Checking & Savings Bonus as long as you meet the requirements. Plus earn $50 per referral.
About Central Bank Promotions
Central Bank is 8th largest bank in the state of Missouri. It was established in 1902 and has grown to 15 locations throughout Missouri and Oklahoma. Even though Central Bank is a relatively small size bank they have an A health rating.
I’ll review the current offers below.
Central Bank $400 Checking & Savings Bonus
Central Bank is offering up to $400 checking bonus with a new eligible Checking and Savings Account.
- What you’ll get: $400 bonus
- Account Type: Checking and SaveUp Savings Account
- Availability: CO, IL, KS, MO, OK (Bank Locator)
- Direct Deposit Requirement: Yes, two or more direct deposits (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000 with a credit card. Mastercard & Visa accepted
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: One
(Expires 07/31/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
EARN BONUSFINE PRINT
- To receive the $300 checking bonus open a new eligible personal checking account using promo code Roots400
- Eligible accounts include MyChoice Checking, MaxMoney® Checking, Free Checking, Preferred Interest Checking, and World Checking.
- Deposit $50 or more at account opening; and have at least two or more direct deposits within 90 days of account opening.
- To receive the $100 savings bonus:
- Open a new SaveUp Savings account at the same time as your eligible Checking account;
- Deposit $50 or more at account opening; AND
- Have at least a $500 balance 90 days from the date of account opening.
- No minimum balance required for Bonus. The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.
- Qualifying types of Direct Deposits include Payroll, Pension or Government Benefit.
- Bonuses are reported to the IRS as interest.
- Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days.
- Available to new checking account customers only.
- Customer must bring in mailer or use offer code to receive incentive.
- Offer may only be redeemed by the intended recipient and is nontransferable.
- Eligibility for this offer will be verified prior to providing the bonus.
- One offer per household.
- We reserve the right to not open accounts for customers outside our market area.
- Please contact us for further details.
- Promotion ends 07/31/2023.
Central Bank $300 Checking Bonus
Central Bank is offering a $300 checking bonus with a new eligible Checking Account.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: CO, IL, KS, MO, OK
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000 with a credit card. Mastercard & Visa accepted
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: One
(Expires 12/31/2023)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
EARN BONUSFINE PRINT
- To receive the $300 checking bonus, open a new eligible personal checking account using offer code RAF300.
- Eligible accounts include MyChoice Checking, MaxMoney® Checking, Free Checking, Preferred Interest Checking, and World Checking.
- Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening.
- To receive the $300 checking bonus, open a new eligible personal checking account.
- Eligible accounts include MyChoice Checking, MaxMoney® Checking, Free Checking, Preferred Interest Checking, and World Checking.
- Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening.
- No minimum balance required for Bonus.
- Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit.
- Bonuses are reported to the IRS as interest.
- Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days.
- Available to new checking account customers only.
- Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years.
- You will receive only one new checking account opening related bonus every two years from the last date incentive was paid.
- Only one bonus per household.
- Customer must bring in mailer or use offer code to receive incentive.
- Offer may only be redeemed by the intended recipient and is nontransferable.
- Eligibility for this offer will be verified prior to providing the bonus.
- The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.
- We reserve the right to not open accounts for customers outside our market area.
- Please contact us for further details.
- Promotion ends 12/31/2023.
Central Bank $50 Referral Bonus
Central Bank $50 Referral Bonus
Central Bank is offering a $50 Referral Bonus when you introduce your friends and family.
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: CO, IL, KS, MO, OK
- Direct Deposit Requirement: Yes, two or more direct deposits
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000 with a credit card. Mastercard & Visa accepted
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: One
(Expires 12/31/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- For every friend who opens a checking account, you will get $50
- There is no limit stated
- One friend = $50
- Two friends = $100
- Three friends = $150
- Customers are eligible to receive $50 for every new to bank household referred.
- $50 will be deposited into account within ten business days after the account is funded.
- To receive the $150 checking bonus open a new eligible personal checking account.
- Eligible accounts include MyChoice Checking, MaxMoney Checking, Free Checking, Preferred Interest Checking, and World Checking.
- Deposit $50 or more at account opening; and have at least two or more direct deposits within 90 days of account opening.
- Acceptable types of recurring Direct Deposits include Payroll, Pension or Government Benefit. Bonus is reported to the IRS as interest.
- Bonus will be deposited into the checking account within 15 business days after account
- 1) meets all requirements
- 2) has been open for 90 days.
How To Avoid Monthly Fees
- MyChoice Checking: $3 monthly fee waived with electronic statements and one of the following:
- Maintain a recurring direct deposit; or,
- Use your debit card at least 10 times for a point of sale transaction; or,
- Keep an average daily balance of at least $500; or,
- Set up a monthly recurring transfer from MyChoice Checking to SaveUp? Savings
- MaxMoney Checking: $8.95 monthly fee
- Preferred Interest Checking: $10 monthly fee waived with:
- A daily balance of $1,000; or,
- Average daily balance of $2,000 during a monthly statement cycle
- World Checking: $20 monthly fee waived with:
- $15,000 average balance; or;
- $250,000 relationship banking; or
- $250,000 Central Investment Advisors or a Central Trust Company client.
- Small Business Checking Account: Not listed
- Business Checking Plus: Minimum average collected balance of $10,000 to avoid monthly maintenance fee
- Commercial Checking: Allows you to offset monthly fees with an earnings credit on balances kept in your account.
- Commercial – Seasonal Account: Fees are waived if the average collected balance is $1,000 or greater and the account has 200 or less transactions for the month.
Bottom Line
These are all the current Central Bank offers. These promotions trigger a soft pull so it won’t affect your credit score. If you are interested in the referral bonus, leave your contact information below so you can take advantage of that!
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare Central Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back for updated Central Bank promotions, bonuses and offers.
