Find the latest Live Oak Bank Business Savings Rate here.
Continue reading below to learn everything you need to know about Live Oak Bank Business Savings generous 4.00% APY rate.
Editor’s Note: Interested in a personal savings account? See our review on the Live Oak Bank Savings account with a competitive rate.
About Live Oak Bank Business Savings
Live Oak Bank offers one of the best business savings accounts in the country. This FDIC-insured savings account makes it easier to grow your money with a great interest rate and simple online banking.
Live Oak makes it easier to save for your business with it’s high-yield, FDIC-insured account.
| Balance Requirement | APY Rate |
| $0.01+ | 4.00% APY |
Live Oak Bank Business Savings Rate
To earn Live Oak Bank’s competitive rate, simply open a new account. That’s all it takes and you’ll get to enjoy earning the competitive rate.
- Account Type: Business Savings
- Interest Rate: 4.00% APY
- Availability: Nationwide
- Minimum Balance: $0.01
- Maximum Balance: None
- Credit Inquiry: None
- Opening Deposit: None
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
Live Oak Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 1-2 business days | $250,000 | n/a | |
| Pull | 1-2 business days | $250,000 | n/a |
How to Earn Live Oak Bank Rates
- Open a Live Oak Business Savings account
- Input your info – Provide your name, address, phone, email, and social security number or Tax ID.
- Fund the account within 14 days- Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 4.00% APY as long as the account balance is above $0.01.
Why You Should Sign Up For This Account
- Earn 19x the National Average
- FDIC insurance up to maximum allowed by law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Secure Electronic Statements
- Move Money Faster with Electronic Transfers
- Bankrate Safe & Sound 5-Star Rating
- Access Your Account Anytime with Live Oak’s mobile app
Live Oak Bank Business Savings $300 Bonus (Expired)
For a limited time, earn a $300 bonus when you open a new business savings account with qualifying activities.
- Earn $300 when you open a new Live Oak business savings account between 4/3/23 and 5/31/23.
- Deposit at least $30,000 into your savings account within 15 days of opening the account and no later than 5/31/23.
- Maintain a balance of $30,000 or more for 90 consecutive days and watch your business savings grow.
- Must be a first-time Live Oak business savings customer to be eligible for this bonus offer. See full terms and conditions.
Must be a first-time Live Oak business savings customer to be eligible for this bonus offer.
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Silver Business Checking Package | $800 Cash | Review |
| U.S. Bank Gold Business Checking Package | $800 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $800 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Nationwide Business Premium Savings | $375 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $40 Cash | Review |
| BlueVine Business Checking | 2.00% APY | Review |
Bottom Line
Overall, be sure to look into this offer from Live Oak Bank. When you open a Business Savings account you can earn a high rate!
This rate is great for earning high interest with balances as low as $0.01. Finally, take advantage of this promotional rate now before it changes without notice.
Interested in Bank Bonuses? See our other favorite banks including Bank of America, U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Fifth Third Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates and Live Oak Bank promotions!
Check back often to see the latest info on Live Oak Bank Business Savings.
