Available for residents of New Jersey, Amboy Direct is offering a Jersey First eSavings Account with 1.01% APY.
Continue reading below to learn everything you need to know about Amboy Direct.
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About Amboy Direct Jersey First eSavings Review
Founded in 1888, Amboy Bank is a full-service institution for retail and commercial clients, with its Amboy Direct division serving the online-only space. Amboy operates more than 20 branches throughout central New Jersey.
With such a great APY rate you can earn big! They are committed to offering efficient banking products with personal customer service.
I’ll review Amboy Direct Jersey First eSavings below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Amboy Direct Jersey First eSavings 1.01% APY Rate
- Account Type: Amboy Direct
- Interest Rate: 1.01% APY
- Minimum Balance: $1.00
- Maximum Balance: $250,000
- Availability: NJ (Bank Locator)
- Credit Inquiry: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown, let us know
- Monthly Fee: None
- Early Termination Fee: None Listed
- Additional Information: Not available at Amboy branches. Offer code required
(FDIC Insured)
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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PROMOTIONAL LINK | OFFER | REVIEW |
Discover Bank Online Savings | $200 Bonus + 0.60% APY | Review |
Aspiration | $150 Bonus + 1.00% APY | Review |
Axos Business Savings | $200 Bonus + 0.20% APY | Review |
Quontic Bank High Yield Savings | 0.75% APY | Review |
Axos Bank High Yield Savings | Up to 0.61% APY | Review |
CIT Bank Money Market | 0.70% APY + Amazon Prime Offer | Review |
American Express High Yield Savings | 0.60% APY as of 4/28/22 | Review |
Amboy Direct ACH Capabilities and Limits
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | ? | ? | |
Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section
Amboy Direct Jersey First eSavings Account Features
- Earn a great, guaranteed 1.01% APY for one year
- Open with just $100
- Exclusive to New Jersey residents
- FDIC Insured
Balance Requirement | APY Rate |
$1.00-$50,000 | 1.01% APY |
$50,001-$250,000 | 1.01%-0.76% APY |
Why You Should Sign Up for this Account
- No monthly service fees
- No minimum balance requirement after $100.00 to open
- Free ATM card available
- Online & Mobile Banking
- Everyday access with free online transfers
Bottom Line
If you are interested in earning a high return on your funds, you should consider Amboy Direct and take advantage of their great offer of 1.01% APY rate.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Amboy Direct Jersey First eSavings.

Worst experience ever! I wish I never knew this bank and didn’t open a CD with them. I had to pay hefty penalty because I wanted to close the account only a few days after it was automatically renewed. After the CD is renewed, the interest is almost none. This is my first time doing business with Amboy Direct and it’ll be the last.
This account is NOT nationally available. When you click on the link, it states “EXCLUSIVE TO NJ RESIDENTS”