Available nationwide, Harborstone Credit Union Money Market Deposit Account is offering a sweet 4.25% APY rate + up to $1,000 bonus via Raisin. Continue reading below to learn everything you need to know about Harborstone Credit Union.
Update 8/29/25: The offer has been improved (now up to $1,000 previously $500) and extended through September!
- For a limited time only, you can earn up to a $1,000 bonus. The more you save, the more you earn — new customers can get $75 to $1,000 in bonus cash when they make a qualifying deposit of $10,000 or more with code EASY at sign-up.
Terms:
- New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, $500 for depositing between $50,000 and $99,999, and $1,000 for depositing $100,000 or more. To qualify for the bonus, your first deposit must be initiated between August 1, 2025, and September 30, 2025, by 11:59 PM ET, and the promo code EASY must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin reserves the right to modify or terminate this offer at any time.
About Harborstone Credit Union Money Market Review
Harborstone began in 1955 as McChord Federal Credit Union serving Air Force members on McChord Air Force Base. From our modest beginnings, we have always existed for the betterment of our members and community.
In 1996, we opened our membership up to all Washington State residents, and changed our name to Harborstone Credit Union. We want our neighbors to get the most out of their membership. That’s why we offer tools that help you maximize your rewards and minimize your fees.
I’ll review Harborstone Credit Union Money Market Account below.
| Balance Requirement | APY Rate |
| $0.01+ | 4.25% APY |
Harborstone Credit Union Money Market Deposit Account Rate
- Account Type: Money Market Deposit Account
- Availability: Nationwide
- Interest Rate: 4.25% APY
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft Pull
- Opening Deposit: $1 minimum
- Monthly Fees: None
- Early Termination Fee: None
(FDIC Insured)
Harborstone Credit Union ACH Capabilities and Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
How to Earn Harborstone Credit Union Rate
- Click here to open an Money Market Deposit account from Harborstone Credit Union with an opening deposit of $1.
- Maintain any balance amount and earn the 4.25% APY rate.
Why You Should Sign Up For This Account
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
- Supports local organizations focused on financial literacy, community safety, and more.
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Bottom Line
Check out this offer from Harborstone Credit Union and open an Money Market Deposit Account to earn the high rate today!
Interested in Bank Bonuses? See our favorite banks including U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates and CD Rates.
Check back often to see the latest info on Harborstone Credit Union Money Market Deposit Account.
