Residents nationwide can take advantage of the 0.40% APY rate when you sign up and open a new Axos Bank Interest Checking Account.
With the new account, customers can take advantage of an account where you can gain interest from your checking funds.
Table of Contents
Axos Bank Interest Checking Summary
Being an internet-only bank, Axos Bank offers a wide selection of services and features to further your financial health. Through a diverse range of financial tools and services. Additionally, they aspire to innovate the banking industry for the customers nationwide.
I’ll review Axos Bank Interest Checking below.
Axos Bank Interest Checking Account Info
- Direct Link to Offer
- Account Type: Interest Checking Account
- Interest Rate: 0.40% APY
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft pull
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: None
- Monthly Fee: None
- Additional Requirements: See below
- Early Termination Fee: Unknown
- Insured: FDIC
(Visit Axos Bank for more details)
Interest Checking Account Rates
ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Receive Interest Checking Rate
- Open a new Axos Bank Interest Checking Account
- Earn the 0.40% APY on balances of >$25,000
- Take advantage of the features below
Axos Bank Interest Checking Features
- No maintenance fees, no minimum balance requirements
- Earn up to 0.40% APY*
- Up to $30.00 domestic ATM fees reimbursed per month
- Complimentary starter checks (upon request at account opening)
- The convenience of anytime access to your money with online banking
- Get paid up to two days early with direct deposit
Other Axos Bank Accounts to Consider
• Earn up to 0.61% APY with interest compounded daily and no monthly fees with the Axos Bank High Yield Savings account
• No minimum balance requirements
• Free ATM card upon request
• $250 minimum opening deposit
• Free Incoming Wires
All in all, the current Axos Bank Interest Checking is the perfect fit for members who want interest earnings from their checking funds.
With features such as getting paid up to two days early, take advantage of no monthly maintenance fees, and enjoy up to $30.00 domestic ATM fees reimbursed per month, this is the perfect account for you.
Additionally, feel free to share your experiences with this bank by commenting below. Furthermore, for more bank offers, see the complete list of best bank rates or keep up with the latest Axos Bank Promotions!
You can also view our list of the best rewards checking accounts.
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|