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Believe Savings Review: 4.20% APY (0.40% APY for Charity) (Nationwide)

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Believe Bank Savings Regent Bank Review

Available nationwide, Believe, a division of Regent Bank is offering 4.20% APY when you open a Savings Account. Open a high-yield savings account & support a nonprofit.

About Believe Savings

Believe Savings, a division of Regent Bank, is committed to empowering individuals to grow their wealth while making a meaningful impact. We provide innovative financial solutions that not only offer superior returns but also by donating a portion of our profits to charitable causes chosen by our clients.

Balance Requirement APY Rate
$0.01+ 4.20%

Believe Savings Rate

  • Learn more at Believe Savings
  • Account Type: Savings Account
  • Interest Rate: 4.20% APY
  • Minimum Balance: None
  • Maximum Balance: None listed
  • Availability: Nationwide
  • Credit Inquiry: Hard Pull or Soft Pull? Let us know.
  • ChexSystems: None
  • Opening Deposit: $100
  • Monthly Fee: None
  • Early Termination Fee: None listed
Learn More at Believe Savings

(FDIC Insured)

FEATURED BANK RATES
PROMOTIONAL LINKOFFERREVIEW
AlumniFi Credit Union Savings 4.75% APYReview
FVCbank Advantage Direct Savings 4.45% APYReview
Mission Valley Bank High Yield Savings4.27% APY + $500 BonusReview
Harborstone Credit Union Money Market 4.25% APY + $500 BonusReview
Western Alliance Bank High-Yield Savings 4.25% APY + $500 BonusReview
Paprika Capital Bank High Yield Savings4.22% APY + $500 BonusReview
Grand Bank Money Market 4.20% APY + $500 BonusReview
CIT Bank Platinum Savings4.10% APY + $225/$300 BonusReview
Live Oak Bank Savings 4.10% APYReview
mph.bank Money Market4.06% APY + $500 BonusReview
Upgrade Premier Savings4.02% APYReview
Customers Bank High Yield Savings4.01% APY + $500 BonusReview
CIT Bank Savings Connect4.00% APYReview
Blue Federal Credit Union Money Market 4.00% APY + $500 BonusReview
Betterment Cash Reserve4.00% APYReview
State Exchange Bank High-Yield Savings3.90% APY + $500 BonusReview
Quontic Bank High Yield Savings 3.85% APYReview
SoFi Checking and Savings Account3.80% APY + $325 Bonus
Review
Valley Direct Online Savings 3.75% APYReview
RBMAX High Yield Savings3.66% APY + $500 BonusReview
Discover Bank Online Savings 3.60% APY + $150/$200 BonusReview
Discover Money MarketUp to 3.55% APYReview

Believe Savings ACH Capabilities & Limits

ACH Type Speed Daily $ Limit Monthly $ Limit Notes
Push ? ? ? ?
Pull ? ? ? ?

Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.

How to Earn Believe Savings Bank Rate

  1. Open a Believe Savings Account with any amount.
  2. Input your info – Provide your name, address, phone, email and social security number or Tax ID.
  3. Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
  4. Earn 4.20% APY.
  5. Pick your 501c3. Choose from a list or provide the necessary information for your preferred 501c3.
  6. Change the world! We donate 1% of your average balance quarterly to the nonprofit of your choice.

Why You Should Sign Up For This Account

  • No Monthly Fees
  • $100 Minimum Deposit
  • Member FDIC Insured

Bottom Line

Believe Savings is offering a highly competitive rate when you open a new account.

For those interested in bank promotions, definitely take a look at our list of HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank bonuses.

If you have had any experiences with this bank, please let us know in the comment section below. Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on Believe Savings Account.

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Filed under: Bank Rates

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Danny Nguyen

Danny Nguyen has a keen sense in how to save and make money while being as frugal as possible. With this, he is committed to passing on this knowledge and skills to our readers. Outside of work, Danny enjoys helping and giving back to the community, reading, working out, and spending time with what matters most - family!

View all posts by Danny Nguyen

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Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.