Learn about Century Next Bank Priority Checking account here.
Available Arkansas and Louisiana, Century Next Bank is offering a staggering 3.00% APY with a maximum balance of $15,000 on their Priority Checking Account.
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About Century Next Bank Priority Checking
Century Next Bank, is a federally chartered stock savings bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
Continue on to learn more about the Century Next Bank Rewards Checking Account below.
Century Next Bank Priority Checking Rate
Residents of Arkansas and Lousiana can earn the industry leading rate on balances up to $15,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.00% APY up to $15,000
- Eligible Accounts: Priority Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: $100
- Credit Card Funding: Yes
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
How To Earn Up to 3.00% APY Rate
- Open a Priority Checking account from Century Next Bank
- To Earn 3.00% APY for Balance up to $15,000, you must
- Have 12 debit card purchases post and settle your account
- Receive your monthly account statement electronically
- Have one ACH debit or credit post and settle
- All balances over $15,000 will earn a 0.50% APY Rate.
|Balance Requirement||APY Rate|
- Zero monthly service fees
- No minimum balance to earn rewards
- Online banking with Bill Pay
- Free mobile banking and e-Statements
- Free Mastercard® debit card
All in all, the current tiered rates from Century Next Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $15,000, the high rates are worth taking a second look at.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Century Next Bank’s Free Rewards Checking Account.