Read on to learn about the CNB Bank Free Kasasa Cash Checking account.
For residents nationwide, CNB Bank is offering 2.25% APY with their Free Kasasa Cash Checking Account on balances up to $10,000.
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About CNB Bank Free Kasasa Cash Checking
CNB Bank’s success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for their customers. CNB Bank’s mission is to stimulate the success of their customers, employees, shareholders and all of the communities they serve.
Continue reading for everything you need to know about CNB Bank Free Kasasa Cash Checking Account below.
CNB Bank Rewards Checking Rate
Residents of Maryland and West Virginia can earn a 2.25% APY on balances up to $10,000. There is also no minimum account balance so you will be able to enjoy the rate on all balances up to $10K.
- What you’ll get: 2.25% APY up to $10,000
- Eligible Accounts: Free Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: MD, WV (Bank Locator)
- Opening Deposit: $50
- Credit Card Funding: Unknown
- Monthly fee: None
American Express Personal Savings Account - You earn 0.60% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Chase SavingsSM||$150 Cash||Review|
|Axos Bank Money Market Plus||0.90% APY||Review|
|Axos Bank High Yield Savings||0.90% APY||Review|
|American Express High Yield Savings||0.60% APY||Review|
|CIT Bank Money Market||0.60% APY||Review|
|Discover Bank Online Savings||0.60% APY||Review|
|CIT Bank Savings Builder||0.55% APY||Review|
How To Earn Up to 2.25% APY Rate
- Sign up to CNB Bank and open an Kasasa Cash Checking account.
- Start earning their APY rate after completing the requirements each month:
- Have at least 12 CNB debit card purchases post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking
|Balance Requirement||APY Rate|
|$0 – $10,000.00||2.25%|
|$10,000.01+||2.25% to 0.43%|
|If qualifications are not met||0.03%|
- Refunds on ATM withdrawal fees, nationwide up to $30 per monthly qualification cycle*
- Link to Kasasa Saver® account to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking and bill pay
- Online E-Statements
- Free debit card
- Unlimited check writing
In conclusion, the current rewards checking rate of 2.25% is pretty generous considering it’s on balances up to $10,000! The only down side would be if this account triggered a hard pull. It is unknown right now, so let us know in the comments below! Just remember the account requirements and you’ll be good to go.
Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
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