DCU Primary Savings Review: Earn Up to 5.50% APY (Nationwide)

Available nationwide, the DCU Primary Savings Account is offering a phenomenal up to 5.50% Annual Percentage Yield (APY) rate on balances up to $1,000. Federally Insured by NCUA.

*APY= Annual Percentage Yield

DCU Eligibility

DCU is a not-for-profit cooperative owned and operated by and for our members. The ability of an individual to become a member is determined by whether or not he or she has something in common with the other members, such as a familial relation, employment at a company, membership in an association, or residence in a particular geographic area.

DCU has many participating employers, organizations, communities and condominium associations and this makes it simple for almost anyone to join.

Requirements:

• 1. Eligibility by Family Relationship to a Current DCU Member
  • Relatives of DCU members are eligible to join if they are spouses, domestic partners, children, grandchildren, parents, grandparents or siblings (including adoptive, in-law, and step relationships).
• 2. Eligibility by Company You Work for or Retired From
  • You currently work for or retired from a company in our list of participating employers.
  • You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
• 3. Eligibility by Organization You Belong To
  • You currently belong to or join an organization whose members we serve.
  • You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
• 4. Eligibility by Community
  • You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

Learn more about membership eligibility.

DCU Primary Savings Rate

• Learn More at DCU
• Account Type: Primary Savings Account
• Interest Rate: Up to 5.05% APY
• Availability: Nationwide
• Minimum Balance: $0.01
• Maximum Balance: $1,000 to earn 5.50% APY
• Credit inquiry: Hard Pull or Soft Pull? Let us know.
  
• Opening Deposit: $5
• Monthly Fees: None
  
• Early Termination Fee: None

(at DCU)

How to Earn Rate

• Open your DCU Primary Savings account.
• You will be required to have the following available:
  • Access to Your Mobile Device
  • Government Issued ID
  • Proof of Address
  • Social Security Card
  • Funding Information
• Earn the rate based on your tier and balance.

Why You Should Sign Up For This Account

• There’s no catch – no monthly fee, and nothing else to open.
• $5 minimum deposit to open – after that, you’ll start earning immediately.
• Goals-Based Banking – through innovative tools and technology, you will benefit from personalized strategies and flexible savings options that help you make every dollar count.

Bottom Line

DCU offers you the opportunity to earn a competitive rate on your funds on balances up to $1,000!

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!