Find out everything you need to know about Democracy Federal Credit Union Kasasa Cash Checking account here.
Available for residents of Virginia, Maryland, and DC, Democracy Federal Credit Union is offering 3.00% APY with a maximum balance of $10,000 on their Kasasa Cash Checking Account.
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About Democracy Federal CU Kasasa Cash Checking
Democracy Federal Credit Union is committed to helping you succeed financially by offering financial education to our members through one-on-one counseling efforts, seminars and financial education programs geared to youth and adults.
|Eligibility: If you live, work, worship, attend school, or regularly conduct business in the areas below, you are most likely eligible to join Democracy FCU:
Continue on to learn more about the Democracy Federal Credit Union Kasasa Cash Checking Account below.
Democracy Federal CU Kasasa Cash Checking Rate
Residents of Virginia, Maryland, and DC can earn a generous rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.00% APY up to $10,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: VA, MD, DC (Bank Locator)
- Opening Deposit: No minimum
- Credit Card Funding: Unknown, let us know
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
How To Earn Up to 3.00% APY Rate
- Open a Kasasa Cash Checking Account with an opening deposit of any amount.
- Meet the following requirements each month to receive the 3.00% APY rate:
- Use your Democracy FCU debit card for a minimum of 12 point-of-sale (POS) transactions per month
- Sign up for eStatements
- Sign up for and log into Online Banking
|Balance Requirement||APY Rate|
- No monthly fee
- No minimum balance to open or maintain account
- Access to over 30,000 surcharge-free ATMs and 5,000+ Shared Branches nationwide
- NCUA Insured
When you open a Kasasa Cash Checking account you can earn a 3.00% APY. All you have to do is complete the monthly requirements and you’re all set! If you are a resident of the qualifying states, I recommend you take advantage of this account because this right is pretty high in comparison.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Democracy Federal Credit Union’s Kasasa Cash Checking Account.