Find out more about First Community Credit Union First Rate Checking account here.
Available in Illinois and Missouri, First Community Credit Union is offering 3.01% APY on balances up to $25,000 on their First Rate Checking account.
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About First Community Credit Union First Rate Checking
First Community is the largest credit union in Missouri and among the Top 10 financial institutions in the region. Their membership continues to grow as they fulfill their mission to provide quality products and affordable financial services; as they’ve done for over 80 years.
|Eligibility: All eligible businesses, government entities, individuals (including persons in their household) and the immediate family of all eligible individuals, who reside or work in the Missouri counties of St. Louis, St. Louis City, St. Charles, Jefferson, Warren and Franklin and the Illinois counties of Madison, Monroe and St. Clair. See more information here.|
Continue on to learn more about the First Community Credit Union First Rate Checking Account below.
First Community Credit Union Rewards Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $25,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.01% APY up to $25,000
- Eligible Accounts: First Rate Checking Account
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Where it’s available: IL, MO
- Opening Deposit: No minimum
- Credit Card Funding: Unknown
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.60% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Chase SavingsSM||$150 Cash||Review|
|Axos My Savings Builder||Up to 0.70% APY||Review|
|Axos Bank High Yield Savings||0.61% APY||Review|
|Axos Bank High Yield Money Market||0.60% APY||Review|
|American Express High Yield Savings||0.60% APY||Review|
|CIT Bank Money Market||0.60% APY||Review|
|Discover Bank Online Savings||0.60% APY||Review|
How To Earn Up to 3.01% APY Rate
- Open a First Rate Checking account at First Community Credit Union
- At least 1 direct deposit, ACH credit or ACH payment transaction
- At least 25 debit card purchases
- Be enrolled in and agree to receive eStatements
|Balance Requirement||APY Rate|
|$25,000+||3.01% – 0.72% APY|
|All balances if qualifications not met||0.15% APY|
- Digital Banking
- Debit Cards
- Visa Gift Cards
- Purchase Alerts
- Surcharge-Free ATMs
If you have a branch near you and are interested in this account, be sure to check it out to earn an attractive rate on your funds. However, there are more generous offers out there that you can find on our site Hustler Money Blog.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on First Community Credit Union’s First Rate Checking Account.