Available nationwide, Investors Bank is offering a 1.75% APY when you open an eAccess Money Market. Continue reading below to learn everything you need to know about Investors Bank.
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About Investors Bank eAccess Money Market
Investors Bank is headquartered in Short Hills and is the 2nd largest bank in the state of New Jersey. It was established in 1926 and has now grown to 192 locations. With a health rating of A Investors Bank is here to help you with all your financial needs.
With an online eAccess division they can offer you some of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review Investors Bank eAccess Money Market below.
Investors Bank eAccess Money Market Rate
- Account Type: eAccess Money Market
- Interest Rate: 1.75% APY
- Minimum Balance: $0
- Maximum Balance: $2,000,000
- Availability: Nationwide when you apply online (NJ, NY Branches)
- Credit Inquiry: Soft pull, which does not affect your credit
- Opening Deposit: $0
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $150/$300 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
Investors Bank ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
|Push||?||?||$250,000||30-day rolling month|
|Pull||?||?||$250,000||30-day rolling month|
Editor’s Note: The eAccess Online Money Market is available as a personal account for United States citizens and permanent residents, therefore it’s available for nationwide residents to apply online.
How to Earn Investors Bank Rate
- Open an eAccess Money Market Account
- Have all of the following:
- A valid US Social Security Number
- Government issued ID
- United States Citizen or Permanent Resident
- At least 18 years of age
- Account Funding:
- Name of Funding Bank or Financial Institution
- Routing Transit Number
- Funding Account Number
- Maintain a balance between: $0 to $2,000,000
- If above no interest earned
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Enroll in minutes anytime anywhere
- Encrypted with best in class security
- FDIC Insured up to $250,000
- Competitive Rates
- Paperless Transactions
- Easy Access to Your Money
Check out this offer from Investors Bank and open a eAccess Money Market account with an amazing rate! Take advantage of the services they have to offer along with these savings. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Investors Bank eAccess Money Market.