Find the latest Latino Community Credit Union CD Rates, Offers, and Promotions here.
Continue reading below to learn everything you need to know about Latino Community Credit Union.
Table of Contents
About Latino Community Credit Union Money Market
Latino Credit Union was founded in 2000 as a grassroots response to a wave of robberies and muggings of Latino immigrants in Durham, North Carolina. Since then, it has become a national model for credit unions and community development financial institutions seeking to serve unbanked individuals and immigrant communities.
This account makes it easier with safe, secure, high-yield savings products such as an FDIC-insured Savings Account for worry-free returns.
I’ll review Latino Community Credit Union Money Market below.
Latino Community Credit Union Money Market 0.30% Rate
- Account Type: Online Money Market Account
- Availability: Nationwide
- Minimum Balance: $500
- Maximum Balance: None
- Credit Inquiry: Soft pull
- Opening Deposit: $500
- Credit Card Funding: Unknown, Let us know
- Monthly Fee: Should the Money Market account balance fall below $500 at any time, a $5 monthly fee will be assessed.
- Early Termination Fee: None listed, check with CSR for more information
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
Latino Community Credit Union ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
How to Earn Latino Community Credit Union Rates
- Open a Savings account
- Input your info – Provide your name, address, phone, email, and social security number or Tax ID.
- Fund the account within 14 days- Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.30% APY as long as the account balance is above $0.01.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- No maintenance fee
- Above average interest rates
- Option to receive e-statements
- Your money is safe and federally insured up to $250,000 by NCUA
- Free access to the largest ATM network – more than 1,100 CashPoint® ATMs – in North Carolina. Low ATM fees out of network
Check out this offer from Latino Community Credit Union. When you open a Savings account you can earn a competitive rate! This rate is great for earning high interest with balances as low as $500. Take advantage of this promotional rate now before it changes without notice.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Latino Community Credit Union Online Money Market.