Find out more about Oklahoma Central Credit Union Rewards Checking Account here.
Available nationwide, Oklahoma Central Credit Union is offering a generous 2.50% APY with a maximum balance of $10,000 on their Rewards Checking Account.
Table of Contents
About Oklahoma Central Credit Union Rewards Checking
Oklahoma Central Credit Union has helped Oklahomans meet their financial goals, solve problems and turn opportunities into accomplishments since 1941. Their mission is to make a difference in the lives of their employees, members and the communities they serve.
|Eligibility: Membership in Oklahoma Central Credit Union is open to anyone who belongs to any other credit union, and employees and retirees of over 1,100 companies. Learn more about membership eligibility here.|
Continue on to learn more about the Oklahoma Central Credit Union Rewards Checking Account below.
Oklahoma Central Credit Union Rewards Checking Rate
Residents nationwide can earn a generous rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.50% APY up to $10,000
- Eligible Accounts: Rewards Checking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: Nationwide (Branch Locator)
- Opening Deposit: $25
- Credit Card Funding: Unknown, let us know
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Bank Online Savings||0.40% APY||Review|
|Axos Business Savings||0.20% APY + $100 Bonus||Review|
How To Earn Up to 2.50% APY Rate
- Open a Rewards Checking Account with an opening deposit of any amount.
- Meet the following requirements each month to receive the 2.50% APY rate:
- Use your debit card for thirty non-ATM transactions
- Have direct deposit of at least $1,500
- Pay three bill by ACH or BillPay
- Ongoing enrollment in eStatements and eNotices through Online Banking
- Minimum $100.00 average daily balance to avoid $10 monthly service fee
|Balance Requirement||APY Rate|
|$0 – $10,000||2.50% APY|
|$10,000,01 – $50,000||0.15% APY|
- Debit Card with Points and Perks
- Bill Pay
- Online banking
- Mobile app with Smart Deposit
- Mobile and text banking
- eStatements and eNotices
- Credit Score Monitoring and Alerts
- Access to Money Management, our personal finance application
- Direct Deposit
- Overdraft protection
Although this account has more requirements than other rewards checking accounts, the rate is rather high and there are countless benefits and features that come with the account. However, be sure to check with a CSR to find out if it triggers a soft or hard pull before opening.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Oklahoma Central Credit Union’s Rewards Checking Account.