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About Pacific National Bank Money Market
Pacific National Bank is headquartered in Miami, Florida and was founded in 1985. Since then they have grown to 3 locations, offer money market rates that are 5X the national average, and they boast an A+ health rating.
This account maximizes value for all their customers and shareholders by delivering the very best service, as well as business and personal banking solutions.
I’ll review Pacific National Bank Money Market below.
Pacific National Bank Money Market 1.95% Rate
- Account Type: Money Market Account
- Availability: Nationwide (Branch Locator)
- Minimum Balance: $10,000
- Maximum Balance: $240,000
- Credit Inquiry: Unknown
- Opening Deposit: $5,000
- Credit Card Funding: Unknown, Let us know
- Monthly Fee: $25 maintenance fee, can be waived by having a minimum average daily balance of $5,000
- Early Termination Fee: None listed, check with CSR for more information
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $150/$300 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
Pacific National Bank ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
|Push||?||?||?||Six (6) debit transactions per monthly cycle – $5.00 per item|
|Pull||?||?||?||Six (6) debit transactions per monthly cycle – $5.00 per item|
How to Earn Pacific National Bank Rates
- Open a Money Market account with an opening deposit of $5,000.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 1.95% APY for balances of at least $10,000.
Why You Should Sign Up For This Account
- Easily waive the monthly maintenance fee
- Perform up to 6 third party debit transactions per month without incurring any fees
- Enjoy free services – online banking, bill pay, eStatements, and eDocuments
- Deposits are insured by the FDIC
Available nationwide, Pacific National Bank is offering you the chance to earn 1.95% APY when you open their online Money Market Account. Take advantage of this promotional rate now before it changes without notice.
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