Learn more about the Presidential Bank Advantage Checking account here.
Available nationwide, Presidential Bank is offering 3.75% APY on balances of up to $25,000 when you open a Advantage Checking Account and meet the requirements. Then 3.00% APY on qualifying balances greater than $25k.
About Presidential Bank Advantage Checking
Presidential Bank was first organized in 1985. They have operated continuously under the same ownership and management since inception. They take pride in their stability and in nearly 30-year record of home mortgage lending, commercial lending and deposit banking service to members of our local community.
| Balance Requirement | APY Rate |
| $500 – $25,000 | 3.75% APY |
| $25,000+ | 3.00% APY |
Presidential Bank Advantage Checking Rate
Residents nationwide can earn the industry-leading rate on balances up to $25,000. With a$500 minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.75% APY up to $25,000
- Eligible Accounts: Advantage Checking Account
- Minimum Balance: $500
- Credit Inquiry: Unknown
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: Yes, $500
- Opening Deposit: $500
- Credit Card Funding: Unknown
- Monthly fees: $5, waive with $500 balance
(FDIC Insured)
How To Earn 3.75% APY Rate
- Presidential Bank Advantage Checking offers 3.75% APY on balances up to $25,000 when the following requirements are met:
- An electronic monthly deposit of $500.00 or more from payroll, pension, social security, or annuity is required.
- Seven (7) electronic withdrawals per month are required (electronic withdrawals include: ATM, POS, ACH and bill payments).
Account Features
- Visa® Debit Card or ATM card available
- ATM surcharge rebates up to $8 per month
- Free Personal Online Banking
- Deposit images online
- Monthly electronic statements (required)
- Free Billpayer
- Email Deposit Notifications required
Alternative Rewards Accounts To Consider
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Bottom Line
Make sure you check out this offer to learn more about the 3.75% APY promotion. Remember that if your balance is over $25,000, then you will not receive the full benefits of the rewards checking account. I highly recommend that you take advantage of this awesome rate before it ends.
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Presidential Bank’s Advantage Checking Account.
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