Find the latest Spencer Savings Bank CD Rates, Offers, and Promotions here.
Continue reading below to learn everything you need to know about Spencer Savings Bank.
About Spencer Savings Bank E-Money Market + Platinum Checking
Spencer Savings Bank is a full service, mutually owned and operated, a community bank operating 20 Financial Center across New Jersey. They have been in business for over 100 years, and have over $3 billion in assets and a team of nearly 300 dedicated employees who specialize in delivering premier banking products and services.
This account makes it easier with safe, secure, high-yield savings products such as an FDIC-insured Savings Account for worry-free returns.
I’ll review Spencer Savings Bank Savings below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank, or CIT Bank.
Spencer Savings Bank Savings 1.10% Rate
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Editor’s Note: If you don’t want to take advantage of the platinum checking, you’d get a 1.10% APY rate instead for just the E-Money Market Account.
- Account Type: Spencer Savings Bank E-Money Market + Platinum Checking
- Availability: NJ
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft pull
- Opening Deposit: $5,000
- Credit Card Funding: Unknown, Let us know
- Monthly Fee: None
- Early Termination Fee: None listed, check with CSR for more information
(FDIC Insured)
| PROMOTIONAL LINK | OFFER | REVIEW |
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| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Spencer Savings Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | $250,000 | ? | |
| Pull | ? | $250,000 | ? |
How to Earn Spencer Savings Bank Rates
- Open a E-Money Market + Platinum Checking account
- Input your info – Provide your name, address, phone, email, and social security number or Tax ID.
- Fund the account within 14 days- Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 1.10% APY as long as the account balance is above $0.01.
| Balance Requirement | APY Rate |
| $5,000+ | 1.10% APY |
Why You Should Sign Up For This Account
- Earn 19x the National Average
- FDIC Insurance Up to Maximum Allowed by Law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Secure Electronic Statements
- Move Money Faster with Electronic Transfers
- Bankrate Safe & Sound 5-Star Rating
- Access Your Account Anytime with our Mobile App
Bottom Line
Check out this offer from Spencer Savings Bank. When you open a E-Money Market + Platinum Checking account you can earn a 1.10% APY! This rate is great for earning high interest with balances as low as $5,000. Take advantage of this promotional rate now before it changes without notice.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Spencer Savings Bank Online Savings.
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