Learn about Spencer Savings Bank Kasasa Cash Rewards Checking account here.
Spencer Savings Bank is offering a staggering 3.25% APY with a maximum balance of $25,000 on their Kasasa Cash Reward Checking Account.
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About Spencer Savings Bank Kasasa Cash Rewards Checking
Spencer Savings Bank is headquartered in Elmwood Park, New Jersey. Since then they have grown to 22 locations, offer money market rates that are 3X the national average, and they have an A health rating.
Continue on to learn more about the Spencer Savings Bank Kasasa Cash Rewards Checking Account below.
Spencer Savings Bank Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $25,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.25% APY up to $25,000
- Eligible Accounts: Kasasa Cash Rewards Checking Account
- Credit Inquiry: Unknown
- Where it’s available: NJ
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown
- Monthly fee: Yes
American Express® High Yield Savings Account - You earn 0.50% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||$150 Bonus + 1.00% APY||Review|
|Axos Business Savings||$100 Bonus + 0.20% APY||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|American Express High Yield Savings||0.50% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
How To Earn Up to 3.25% APY Rate
- Open a Kasasa Cash Rewards Checking account from Spencer Savings Bank
- Conduct at least 12 debit card purchases which post and clear your account within one statement cycle
- Receive at least one ACH direct deposit or process at least one automatic debit which posts and clears your account within one statement cycle
- Establish and maintain a Spencer Online Banking relationship
- Elect to receive your monthly account statements via Online Banking
|Balance Requirement||APY Rate|
|$0 – $25,000||3.25%|
- No Minimum Balance Requirements
- Free Online Banking & Bill Pay
- Free ATM/VISA® Check Card
- Tiered Interest Rates
- Monthly eStatements
- ATM Fee Refunds (Monthly Limit of $25)
Make sure you check out Spencer Savings Bank to learn more about the 3.25% APY promotion. Remember that if your balance is over $25,000, then you will not receive the full benefits of the rewards checking account. Take advantage of this wonderful promotion before it ends!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
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