Available nationwide, First Tech is offering 4.00% APY on up to $15,000 with their Rewards Checking Account.
Editor’s Note: Interested in opening a CD with competitive rates? See our review on First Tech’s CD rates.
About First Tech Federal Credit Union
Founded in 1952, First Tech is the nation’s premier credit union serving the world’s leading technology-oriented companies and their employees. They offer a full range of customized products and services, as well as individual tools for financial wellness. Additionally, they invest in their members with great rates and convenient digital, face-to-face and self-service banking solutions.
| Balance Requirement | APY Rate |
| $0.01-$15,000 | 4.00% APY |
| $$15,000+ | 0.10% APY |
First Tech Rewards Checking Rate
Earn the industry leading rate on balances up to $15,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- Sign Up Today!
- What you’ll get: 4.00% APY up to $15,000; 0.10% $15,000+
- Eligible Account: Rewards Checking Account
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Where it’s available: Nationwide
- Credit Card Funding: Unknown. Let us know.
- Monthly fee: None
- Early Account Termination Fee: None listed
(NCUA Insured)
How To Earn Rate
- Open a Rewards Checking account from First Tech
- Earn 4.00% APY up to $15,000; 0.10% $15,000+
- Qualify with:
- Use your debit and/or credit card for a minimum of 20 purchases per month, with a minimum spend of $500
- Have ACH deposits and/or withdrawals totaling at least $1,000 per month
- Enroll in e-Statements
Account Features
- No minimum balance requirements
- No monthly account maintenance fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
- Free checking
- Access your account online
- Deposit checks and pay bills with our free Mobile App
- Visit a branch at nearly 6,000 CO-OP shared branch locations
- Real-time fraud monitoring
- Secure online access
- Free overdraft transfers from savings or line of credit
- Chip-and-PIN enabled debit card
Bottom Line
If you’re looking to open a checking account that offers the opportunity to earn interest on your funds, the First Tech Rewards Checking account is a terrific candidate!
Interested in Bank Bonuses? See our favorite banks including U.S. Bank, Citi, Huntington, Chase Bank, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, and more!
For more interest bearing account offers, see the complete list of Best Rewards Checking and our list of the Best Bank Rates.
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