Learn about Vast Bank Rewards Checking account here.
Available nationwide, Vast Bank is offering a staggering 2.05% APY with a maximum balance of $25,000 on their Rewards Checking Account.
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About Vast Bank Rewards Checking
For over 35 years, Vast Bank, N.A. has been a locally-owned financial institution based in Tulsa, Oklahoma and has built its reputation on personal service, flexibility, and integrity. Today, they are aiming much higher. New ideas, strong partnerships, and modern technology will accompany a winning culture to deliver a surprisingly easy banking experience.
Continue on to learn more about the Vast Bank Rewards Checking Account below.
Vast Bank Rewards Checking Rate
Residents of Oklahoma can earn the industry leading rate on balances up to $25,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.05% APY up to $25,000
- Eligible Accounts: Rewards Checking Account
- Credit Inquiry: Unknown
- Where it’s available: OK
- Opening Deposit: $100
- Credit Card Funding: Yes, up to $1,000
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
How To Earn Up to 2.05% APY Rate
- Open a Rewards Checking account from Vast Bank
- To Earn 2.05% APY for Balance up to $25,000, you must
- Have a minimum of 15 check card (POS) transactions each month
- Have a minimum of 1 ACH credit and 1 ACH debit
- Be enrolled and receive e-statements
- Log in to your Internet Banking account at least once each month.
|Balance Requirement||APY Rate|
|$25,000+||2.05% – 0.12% APY|
|Requirements are not met||0.05% APY|
- Over 30,000 ATMs & over 5,000 shared branches
- Online Banking and Bill Pay
- Mobile Banking
- Never a minimum balance
- Earn Up to 2.05% APY* on balances up to $25,000
- No monthly maintenance fees, for anything
- Visa Debit Card with Chip Technology
- Write unlimited checks
All in all, the current tiered rates from Vast Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $25,000, the high rates are worth taking a second look at. However, you may want to check with Vast Bank to see if this account is hard pull or not.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
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