Learn more about Vista Bank VistaSmart Checking Account here.
Available in many states, Vista Bank is offering a very generous 2.49% APY on balances up to $30,000 on their VistaSmart Checking Account.
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About Vista Bank VistaSmart Checking
With a rich 108-year history of entrepreneurs banking entrepreneurs, Vista operates more like a start-up than a traditional Bank; offering cutting-edge solutions for personal and commercial clients alike, while never sacrificing their top priority – People First.
Vista Bank VistaSmart Checking Rate
Residents of many states can earn a generous rate on balances up to $30,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.49% APY up to $30,000
- Eligible Accounts: VistaSmart Checking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: TX (Branch Locator)
- Opening Deposit: $100
- Credit Card Funding: Unknown, let us know
- Monthly fee:$4.99 monthly fee waived if you have 2 minimum direct deposit or ACH transaction per month;
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Aspiration||1.00% APY + $100 Cash||Review|
|Axos Bank High Yield Savings||0.61% APY + $100 Cash||Review|
|Axos My Savings Builder||Up to 0.70% APY||Review|
|Axos Bank High Yield Money Market||0.60% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Bank Online Savings||0.40% APY||Review|
How To Earn Up to 2.49% APY Rate
- Open a VistaSmart Checking Account with an opening deposit of any amount.
- Meet the following requirements each month to receive the 2.49% APY rate:
- At least 15 debit card purchases.
- At least one Direct Deposit or ACH.
- Receive eStatements.
|Balance Requirement||APY Rate|
- No minimum balance required
- Free debit card & bill pay
- No monthly service fee
- Unlimited check writing
- Free online banking & bill pay with eStatements
- $100 minimum deposit to open
Be sure to check out this account to earn a very generous rate on your funds. The rate is very high and the direct deposit requirement is rather simple to meet. Additionally, if you meet this requirement, the monthly fee will be waived.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Vista Bank’s VistaSmart Checking Account.