Best Cash Back Credit Cards List on Gas, Groceries, Restaurants, etc

March 8, 2008 · Filed Under Credit Card bonuses 

How many cards do you carry? and do they give you the best cash back options? I suggest to carry around 3-5 cards in order to get the most cash back.
Here’s my list of the best Cash Back Credit Cards:

Best cash back cards for groceries/drugstores:

General Cashback Anywhere on Any Purchases:

Restaurants:

Top Cash Back Gas Credit Cards:

Office Supplies

Hotel

Best Cashback Student Cards

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Comments

18 Responses to “Best Cash Back Credit Cards List on Gas, Groceries, Restaurants, etc”

  1. Richard on June 15th, 2007 3:33 am

    What’s this extra fractional % you’re sticking onto the Chase Freedom? Isn’t it 3% and 1%?

  2. rocketc on June 15th, 2007 7:34 am

    If you accumulate $200 in cash back, they will send you $250. Up to that point, it is only 3%. Of course, if you were able to take advantage of the $250 sign-up bonus, your percentage is even better… :)

  3. Credit Card Cash Back Rewards Enthusiast on July 12th, 2007 11:26 pm

    If you’re trying to decide between carrying 2 cards, 3 cards, 4 cards, etc. This credit card reward calculator will figure out the best combinations of 1, 2, 3, 4, etc. cards and show you how much extra you earn for the hassle of managing each extra card:
    Best Credit Card Reward Calculator

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  5. Hu$tler on August 11th, 2007 12:17 pm

    Richard,

    the 3.75% is because if you wait for $200 in cash back check, they will throw in an extra $50. Hence, making the Chase Freedom card to be either 3.75% on groceries or 1.25% on every purchase

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  8. Family Finance Blog » Blog Archive » The 114th Carnival of Personal Finance on August 23rd, 2007 11:02 am

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  9. SingleGuyMoney on October 7th, 2007 12:46 pm

    This is a great list. Thanks.

  10. San on October 11th, 2007 10:58 am

    Your site is just great. I visit it every day. But I’m new to United States and my credit profile is just 10 months old with FICO score of 711 (Oct 8). I already have 1 chase, 1 BoA, 1 Wamu, 1 DCU, 1 KOHLS (Chase) and 1 JCPenny cards. I got WaMu last month. Is it wise for me to do App-O-Rama? Do you see a possibility for me getting more cards? I’ve received offers in mail from CapitalOne for 12 months 0% APR, but havent applied. Please advise from your experience.

    Thanks.

  11. Hu$tler on October 11th, 2007 11:32 am

    San,

    Yes. It shouldn’t be a problem to do App-O-rama. Make you read the Hustlermoneyblog series 1 through 7 on the top corner right to get all the details.

  12. Bart on January 14th, 2008 1:38 am

    I get 5% cashback at grocery and drug stores with the Associated Bank Rebate card. I see little mention of this card. It is good at Walmart, too.

  13. Cheapster Bob on January 15th, 2008 2:09 pm

    I have the AMEX Blue Cash and am waiting on a decision for the Countrywide/Bank of America mortgage principle card.

    I can’t believe some of you have six or more credit cards. Doesn’t that screw your credit rating? I’ve always heard that when evaluating your credit rating if you have tons of unused credit you are seen as a risk and they dump your score.

    Also, Hu$tler do you make significant income on these deals and how does it affect your credit rating opening and closing bank accounts and such?

    Being cheap free money is right up my alley but I need to keep my credit score good. Thanks for any info.

  14. Hu$tler on January 15th, 2008 3:02 pm

    Cheapster Bob,

    I have over 20 credit cards. No doubt that it will hurt your credit score in the short run. Read my hustlermoneyblog series for more info on apporama.

    However, you must understand how credit score work. In 6 months or so, your inquiries will go away. Your new credit limit is huge, hence making your credit score higher.

    My friend, who is still a student with no income, did what I told him to do about applying for credit cards, now has a credit score over 730.

  15. Cheapster Bob on January 16th, 2008 4:41 pm

    Will, do. Thanks!

  16. Kinderegg on April 8th, 2008 6:14 pm

    I don’t get how Citi mtvU gives you 5% reward on restaurants……citibank website doesnt have clear info on it.

  17. Hu$tler on April 8th, 2008 9:05 pm

    Citi mtvU gives you 5% back in the form of Thank You point. For every dollar you spent at a restaurant, they will give you 5 Thank You points.

  18. Experts on Credit on April 24th, 2008 7:36 pm

    Thanks for the list!

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