Available nationwide, the BCU PowerPlus Checking Account is offering a phenomenal up to 8.00% Annual Percentage Yield (APY) rate on your funds. Federally Insured by NCUA.
Update 6/5/25: With this account, you can earn up to 8.00% APY on balances up to $15K. Membership must be opened between 7/1/2024 and 12/31/2025 to receive this promotional offer.
BCU PowerPlus Checking Rate
- Learn More at BCU
- Account Type: Savings Account
- Interest Rate: Up to 8.00% APY on balances up to $15,000.
- Availability: Nationwide
- Minimum Balance:None
- Maximum Balance: Up to $15K
- Credit inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: Any
- Monthly Fees: None
- Early Termination Fee: None
(at BCU)
How to Earn Rate
- Open a new PowerPlus Checking account and earn rates up to 8.00% APY
- Level 1 Power Earner: Earn up to 4.00% APY for 3 months on balances up to $15,000.
- Level 2 Super Power Earner: Earn up to 8.00% APY for 3 months on balances up to $15,000.
- Qualifications Checklist. Easily track your qualifications progress within Digital Banking with the PowerPlus Checking Tracker Tool.
- Direct Deposit: Make at least $1,000 in direct deposits for Level 1 and $3,000 or more for Level 2.
- Qualifying Transactions: Make 15 qualifying transactions for Level 1 and 30 for Level 2.
- eStatements: Sign up for paperless statements in Digital Banking.
Why You Should Sign Up For This Account
BCU is one of the nation’s Top 100 credit unions, serving over 325,000 members in the United States and Puerto Rico. You’ll find lower fees, fewer fees (and no fees when possible), greater rewards and more innovative products and services than other big banks.
- Higher Rates. Earn up to 8.00% APY on balances up to $15,000.
- Fewer Fees. Up to $20/month in ATM fee refunds* and no monthly maintenance fees.
- Earlier Payday. Access your money up to two days ahead of your scheduled payday.
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Bottom Line
With the PowerPlus Checking account at BCU, you can get the most from your checking account and grow your savings faster!
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
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