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You are here: Home / Bank Rates / BCU PowerPlus Checking Review: Earn Up to 8.00% APY Up to $15,000 Balance (Nationwide)

BCU PowerPlus Checking Review: Earn Up to 8.00% APY Up to $15,000 Balance (Nationwide)

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BCU PowerPlus Checking Review

Available nationwide, the BCU PowerPlus Checking Account is offering a phenomenal up to 8.00% Annual Percentage Yield (APY) rate on your funds. Federally Insured by NCUA.

Update 6/5/25: With this account, you can earn up to 8.00% APY on balances up to $15K. Membership must be opened between 7/1/2024 and 12/31/2025 to receive this promotional offer.

BCU PowerPlus Checking Rate

  • Learn More at BCU
  • Account Type: Savings Account
  • Interest Rate: Up to 8.00% APY on balances up to $15,000.
  • Availability: Nationwide
  • Minimum Balance:None
  • Maximum Balance: Up to $15K
  • Credit inquiry: Hard Pull or Soft Pull? Let us know.
  • Opening Deposit: Any
  • Monthly Fees: None
  • Early Termination Fee: None
Learn More

(at BCU)

FEATURED BANK RATES
PROMOTIONAL LINKOFFERREVIEW
AlumniFi Credit Union Savings 4.75% APYReview
FVCbank Advantage Direct Savings 4.45% APYReview
Mission Valley Bank High Yield Savings4.27% APY + $500 BonusReview
Harborstone Credit Union Money Market 4.25% APY + $500 BonusReview
Western Alliance Bank High-Yield Savings 4.25% APY + $500 BonusReview
Quorum Federal Credit Union HighMarq Savings 4.25% APYReview
Paprika Capital Bank High Yield Savings4.22% APY + $500 BonusReview
Grand Bank Money Market 4.20% APY + $500 BonusReview
Valley Direct Online Savings 4.20% APYReview
Believe Savings4.20% APYReview
State Exchange Bank High-Yield Savings4.10% APY + $500 BonusReview
CIT Bank Platinum Savings4.10% APYReview
Live Oak Bank Savings 4.10% APYReview
mph.bank Money Market4.06% APY + $500 BonusReview
Upgrade Premier Savings4.02% APYReview
Customers Bank High Yield Savings4.01% APY + $500 BonusReview
CIT Bank Savings Connect4.00% APYReview
Blue Federal Credit Union Money Market 4.00% APY + $500 BonusReview
Betterment Cash Reserve4.00% APYReview
Quontic Bank High Yield Savings 3.85% APYReview
SoFi Checking and Savings Account3.80% APY + $325 Bonus
Review
GreenState Credit Union High Yield Savings3.75% APY + $500 BonusReview
RBMAX High Yield Savings3.66% APY + $500 BonusReview
Discover Bank Online Savings 3.60% APY + $150/$200 BonusReview
Discover Money MarketUp to 3.55% APYReview

How to Earn Rate

  • Open a new PowerPlus Checking account and earn rates up to 8.00% APY
    • Level 1 Power Earner: Earn up to 4.00% APY for 3 months on balances up to $15,000.
    • Level 2 Super Power Earner: Earn up to 8.00% APY for 3 months on balances up to $15,000.
  • Qualifications Checklist. Easily track your qualifications progress within Digital Banking with the PowerPlus Checking Tracker Tool.
    • Direct Deposit: Make at least $1,000 in direct deposits for Level 1 and $3,000 or more for Level 2.
    • Qualifying Transactions: Make 15 qualifying transactions for Level 1 and 30 for Level 2.
    • eStatements: Sign up for paperless statements in Digital Banking.

Why You Should Sign Up For This Account

BCU is one of the nation’s Top 100 credit unions, serving over 325,000 members in the United States and Puerto Rico. You’ll find lower fees, fewer fees (and no fees when possible), greater rewards and more innovative products and services than other big banks.

  • Higher Rates. Earn up to 8.00% APY on balances up to $15,000.
  • Fewer Fees. Up to $20/month in ATM fee refunds* and no monthly maintenance fees.
  • Earlier Payday. Access your money up to two days ahead of your scheduled payday.
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Chase Business Checking Bonus Banner Ad

Bottom Line

With the PowerPlus Checking account at BCU, you can get the most from your checking account and grow your savings faster!

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

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Filed under: Bank Rates

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Danny Nguyen

Danny Nguyen has a keen sense in how to save and make money while being as frugal as possible. With this, he is committed to passing on this knowledge and skills to our readers. Outside of work, Danny enjoys helping and giving back to the community, reading, working out, and spending time with what matters most - family!

View all posts by Danny Nguyen

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Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.