Available nationwide, Bethpage Federal Credit Union is offering you a 1.60% APY when you open a Money Market account with a $500 opening deposit. Keep reading to learn more about Bethpage Federal Credit Union.
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About Bethpage Federal Credit Union Money Market
Bethpage Federal Credit Union has been serving its members and their communities for over 75 years. Just like when they first opened their doors for Grumman employees in 1941, they’re keeping their promise to continuously meet the changing needs of their members with personal service and value.
I’ll review Bethpage Federal Credit Union Money Market account below.
Bethpage Federal Credit Union 1.60% Rate
To earn this rate all you have to do is have a minimum balance of $500 and then you’ll be all set to start earning some money!
- Account Type: Smart Money Market
- Interest Rate: 1.60% APY
- Minimum Balance: $500
- Maximum Balance: None
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Soft pull
- Opening Deposit: $500
- Credit Card Funding: Yes
- Direct Deposit Requirement: None
- Monthly Fee: None
- Early Termination Fee: None
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $150/$300 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
Bethpage FCU ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
|Push||2-5 business days||Unlimited||Unlimited|
|Pull||2-5 business days||Unlimited||Unlimited|
Editor’s Note: Help us with the table above in the comment section if you have experience with Bethpage Federal Credit Union’s ACH capabilities.
How to Earn Bethpage Federal Credit Union Rate
- Open a Money Market account with a $500 opening deposit from Bethpage Federal Credit Union.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Maintain a balance of $500 to begin earning the 1.60% APY Rate.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Online Banking
- Telephone Banking
- NCUA Insured
Check out this offer from Bethpage Federal Credit Union. This rate is great for balances above $500. This account doesn’t have any monthly fees which is always a huge plus. Also, it’ll just take a few minutes to open the account so check it out!
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Bethpage Federal Credit Union Money Market account.