Capital One offers high interest rates without all the online fees, however it’s not as high compared to other online banks.
They also offer convenience checking and savings under one roof.
While HSBC Bank is a large multi-national bank and offers several checking accounts for different needs.
HSBC Direct is the online banking operation and offers high interest savings for just a minimum deposit of a dollar with no service fees.
Continue reading below for a more in-depth look for both Capital One and HSBC Bank. You can choose to see which one fits your needs the most.
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| Capital One | HSBC | |
| Locations | Online based banking | Over 240 branches on the East and West CoastsHSBC Direct- Online only |
| ATMs | Over 39,000 no-fee Capital One & Allpoint ATMs | HSBC ATMs in U.S.; HSBC ATMS abroad may incur additional fees and foreign conversion rates. |
| Savings | 3.5/5 | 5/5 |
| CD | ||
| Checking | 5/5 | 5/5 |
| Money Market | 4/5 | |
| Customer Service | 4.5/5 | 4/5 |
| Mobile App | 4.5/5 | |
| Pros | -Overdraft protection options -No account minimums -27 Capital One cafes for in-person support |
-Global presence -High online savings APY |
| Cons | -Low savings APY compared to other online banks | -Not in every state |
| Bottom Line | Capital One offers several banking products like checking and savings. | HSBC offers a full array services like high-yield online savings and several checking options. |
Capital One Promotions
HSBC Bank Promotions
Compare to Other Banks
- Capital One vs Wells Fargo
- Capital One vs Citibank
- Ally Bank vs Capital One
- TD Bank vs Capital One
- M&T Bank vs Capital One
- Bank of America vs Capital One
HSBC:
- HSBC Bank vs Wells Fargo
- HSBC Bank vs Citibank
- HSBC Bank vs Synchrony Bank
- HSBC Bank vs Capital One
- HSBC Bank vs Bank of America
- HSBC Bank vs Regions Bank
- HSBC Bank vs KeyBank
- Huntington Bank vs HSBC Bank
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Bottom Line
Which Bank is Better: Capital One or HSBC Bank?
In summary:
- Capital One has a good range of banking services. They are a good online bank that also has access to in-person support.
- HSBC is a well known bank with a solid reputation. They offer competitive rates on their online savings account!
For more variety of options, see our list of the best bank account bonuses & savings account offers.
More on Capital One:
- What Are Capital One’s Hours?
- How To Open a Capital One Account
- How To Find and Use Your Capital One Login
- Capital One Routing Number
More on HSBC:
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