Available nationwide, Grand Bank Money Market Deposit (powered by Raisin) is offering a 3.39% APY Rate + up to $1500 bonus.
Update 1/15/26: You can currently earn up to $1500 bonus through 2/1/26!
- Start earning more with Raisin — including up to a $1,500 cash bonus. Open an account using code HEADSTART by February 1 and make a qualifying deposit. Valid for new customers only.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Deposit $10,000 – $24,499, earns a $70 cash bonus
- Deposit $25,000 – $49,999 earns a $175 cash bonus
- Deposit $50,000 – $99,999 earns a $350 cash bonus
- Deposit $100,000 – $199,999 earns a $750 cash bonus
- Deposit $200,000 or more earns a $1,500 cash bonus
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
Terms:
- New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,499, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between January 15, 2026, and February 1, 2026, by 11:59 PM ET, and the promo HEADSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.
About Grand Bank Money Market Deposit
Grand Bank is a third generation family owned bank headquartered in Tulsa Oklahoma.
As a family-owned business, they understand the importance of building relationships and working together to achieve growth and success.
Since opening their doors more than 40 years ago, Grand Bank has been taking care of families and the businesses they own by providing customized solutions to help them achieve their financial goals.
Building customer relationships has been one of their core principles since their founding and continues to this day.
When you select Grand Bank, you’re choosing a family owned bank that prioritizes their customers.
I’ll review the Grand Bank Money Market Deposit account below.
| Balance Requirement | APY Rate |
| $1 | 3.39% APY |
Grand Bank Money Market Deposit Rate
- Direct Link to Offer
- Account Type: Money Market Deposit
- Interest Rate: 3.39% APY
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Opening Deposit: $1
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
Grand Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with Grand Bank’s ACH capabilities.
How to Earn Grand Bank Rate
- Open a Money Market Deposit account from Grand Bank with an opening deposit of $1.
- Maintain any balance amount over $1 and earn the 3.39% APY rate.
Why You Should Sign Up For This Account
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Family-owned bank that prioritizes customer relationships.
Bottom Line
Check out Grand Bank and open a Money Market Deposit account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Grand Bank Money Market Deposit Account.
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