HealthcareBank Money Market Review: $1600 Bonus + 3.70% APY (Nationwide)

Available nationwide, the HealthcareBank Money Market Account is offering a sweet 3.70% APY rate + up to $1,600 bonus powered by Raisin. Continue reading below to learn everything you need to know about HealthcareBank.

Update 12/1/25: You can currently earn up to $1600 bonus through December!

• Start your savings journey this December with promo code GIFT — available for new customers only. Open your first account, fund within 14 days, and earn cash rewards all year long. The more you save, the more you earn up to $1600.
• Deposit $10,000 earns a $15 quarterly bonus (up to $60 bonus).
• Deposit $25,000 earns a $38 quarterly bonus (up to $150 bonus).
• Deposit $50,000 earns a $75 quarterly bonus (up to $300 bonus).
• Deposit $100,000 earns a $150 quarterly bonus (up to $600 bonus).
• Deposit $250,000 earns a $400 quarterly bonus (up to $1600 bonus).

Terms:

• New customers to the Raisin platform only. New customers are eligible to earn a cash bonus each quarter for all of 2026 when they deposit and maintain funds with partner banks and credit unions on the Raisin platform subject to the following terms. To qualify, sign up and initiate your first deposit between December 1, 2025, and December 31, 2025 using promo code GIFT during signup. Qualified new customers will then receive a quarterly bonus based on their Eligible Deposit balance maintained on the Raisin platform for each quarter. Quarterly bonus tiers for Eligible Deposit balances are: $15 for balances between $10,000 and $24,999, $37.50 for balances between $25,000 and $49,999, $75 for balances between $50,000 and $99,999, $150 for balances between $100,000 and $249,999, and $400 for balances of $250,000 or more. “Eligible Deposits” are defined as both funds on deposit and deposits initiated on the Raisin platform by the 14th day of a calendar quarter (the “Qualification Date”). To qualify for a bonus tier, your Eligible Deposit balance must remain above the minimum for a bonus tier from the Qualification Date until the end of that quarter. If your Eligible Deposit balance declines at any time during a quarter after the Qualification Date, you will be placed in the bonus tier corresponding to your lowest Eligible Deposit balance for that quarter even if you subsequently deposit additional funds in that same quarter (though such funds will count as Eligible Deposits for the following quarter). Customers may increase their Eligible Deposit balance and corresponding potential bonus tier by adding funds prior to the quarterly Qualification date (i.e., the first 14 days of the quarter). Bonus payouts for each quarter will be credited directly to your Cash Account within 30 days of that quarter’s end. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

About HealthcareBank Money Market Review

HealthcareBank, a division of Bell Bank, Member FDIC, was founded in 2005 and has been at the forefront of health savings accounts (HSAs) becoming a top 10 HSA Custodian Bank in the United States. Founded in 1966, Bell Bank has grown into one of the nations largest privately held banks. Through its Pay It Forward program, the Bank gives its team members funds to donate to causes that are near to them. This unique initiative has provided millions of dollars of donations to individuals, families and organizations in need, impacting thousands of lives.

I’ll review HealthcareBank Money Market Account below.

HealthcareBank Money Market Account Rate

• Account Type: Money Market Account
• Availability: Nationwide
• Interest Rate: 3.70% APY
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Soft Pull
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

HealthcareBank ACH Capabilities and Limits

How to Earn HealthcareBank Rate

1. Click here to open an Money Market account from HealthcareBank with an opening deposit of $1.
2. Maintain any balance amount and earn the 3.70% APY rate.

Why You Should Sign Up For This Account

• A division of Bell Bank, Member FDIC
• No fees from Raisin. $1 minimum deposit.
• One of the top 10 HSA custodians in the U.S.
• New money market deposit account customers earn boosted APY for 60 days.

Bottom Line

Check out this offer from HealthcareBank and open an Money Market Account to earn the high rate today!

Interested in Bank Bonuses? See our favorite banks including U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates and CD Rates.

Check back often to see the latest info on HealthcareBank Money Market Account.