Available for residents of Ohio, Heartland Bank is currently offering 2.00% APY when you open a Money Market account. Continue reading to learn everything you need to know about Heartland Bank.
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About Heartland Bank Money Market
Heartland Bank is headquartered in Whitehall, Ohio. It is Heartland Bank’s mission to provide the best-personalized financial services at competitive prices for the economic growth and well-being of individuals and businesses within their communities. They were established in 1911 and have grown to 19 locations.
This savings account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review Heartland Bank Money Market bonus below.
Heartland Bank Bank Money Market 2.00% Rate
- Account Type: Money Market Account
- Interest Rate: 2.00% APY
- Minimum Balance: $25,000
- Maximum Balance: $499,999
- Availability: OH (Bank Locator)
- Credit Inquiry: Unknown, Let us know
- Opening Deposit: $1,000 minimum
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: None
- Early Termination Fee: Accounts closed less than 180 days from date opened will be charged an early close fee of $25.
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $100/$200 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
Heartland Bank ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn 2.00% APY Rate
- Open a Money Market account from Heartland Bank with an opening deposit of $1,000.
- Maintain a minimum balance of $25,000 to start earning the 2.00% APY interest rate.
- Earn this rate on balances of $25,000-$499,999.99
|Balance Requirement||APY Rate|
|$100,000 – $499,999.99||2.00% APY|
|$50,000 – $99,999.99||2.00% APY|
|$25,000 – $49,999.99||2.00% APY|
|$10,000 – $24,999.99||0.08% APY|
|$0.01 – $9,999.99||0.03% APY|
Why You Should Sign Up For This Account
- Open a Heartland Bank account online in just minutes
- Free online banking to efficiently make transfers and payments
- FDIC insures your funds so you can have peace of mind
Check out this offer from Heartland Bank. When you open a Money Market account you can earn a 2.00% APY! This rate applies to balances between $25,000 and $500,000. There are no monthly service fees, so you have less to worry about. If you are looking for a solid savings account, this might be an offer for you!
Let us know about your experience with this bank and comment below. However, in my opinion there are better offers out there. To get started, start comparing this offer to our complete list of Best Bank Rates!
Check back often to see the latest info on Heartland Bank Money Market Account.