When you open a bank account, do you have expectations as to what features and benefits that account should have? With countless banks scattered across the nation, you’re bound to find the perfect bank for you. Perhaps, Old National Bank, is a suitable bank for your needs!
This bank stands as a regional financial institution serving communities throughout the Midwest for more than 180 years. They’re full of checking, savings, and CD accounts for you to open and benefit from. If you’re interested, continue reading down below to learn more about Old National Bank.
Checking Account Options
Old National Bank offers up to four different checking accounts, all with different features. If you’d like to learn about all the details of each account, be sure to visit Old National Bank to learn more!
This account requires a $50 minimum deposit to open. You can access your accounts through online or mobile banking. Additionally, account holders can waive the $15 monthly maintenance fee by either maintaining an average balance of $5,000 or maintain a combined balance of $25,000 in checking, savings, money market accounts, CDs, lines of credit or loans. This is also an interest bearing checking account.
This account is non-interest bearing. Pay for bills online or through mobile banking with this account for free. Waive the $6.95 maintenance fee by either having a total of $500 in direct deposits each month or maintain a minimum daily balance of $750. The Fee can also be waived if you’re a service member.
This account requires a $50 minimum deposit to open. This account has been designed for clients over the age of $50. It’s meant to be easily accessed online or through a physical branch.
This account is also an interest bearing checking account. Waive the $7.95 monthly maintenance fee by maintaining a minimum daily balance of $750 or Maintain a combined balance of $5,000 in checking, savings or money market accounts.
This account requires a $50 minimum deposit to open. This account is designed for student so it has no monthly maintenance fee, however the features and benefits are down to the bare minimum. Access your account online or through the mobile banking app. Receive free e-statements or get paper statements for $3 a month.
Compare Checking Accounts
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Savings Account Options
Old National Bank is loaded with different savings and CD accounts for customers to open. These accounts will help you save money to reach financial goals and/or earn interest over time.
As the name suggests, this is a basic savings account. It requires a $50 minimum deposit to open. This account can be accessed online, through mobile app, or through a physical branch.
There’s a $4 monthly maintenance fee, but can be waived by maintaining a minimum balance of $300 per month. However, note that this basic savings account only earns 0.4% – 0.6% APY – far below the national average.
This savings account also requires a $50 minimum deposit to open. There is a $4 monthly maintenance fee that can be waived by having a minimum balance of $2,000. This account earns 0.25% APY for account with a balance under $10,000 and 1.25% APY for accounts above $10,000.
This account requires a $50 minimum deposit to open. Access this account online, through the mobile app, or at a branch. It has a $4 monthly maintenance fee that can be waived by; maintaining a balance of $300, have an already existing Old National Bank account, or having a Old National Bank Debit card. You can expect to earn 0.05% APY for accounts with balances under $10,000 and 0.03% APY for account above.
This account also requires a $50 minimum deposit. Access this account online, through the mobile app, or at a branch location near you. There’s no monthly maintenance fee. It currently sits at a rate of 0.03% APY.
You can open this account with a $50 minimum deposit. This account also has no monthly maintenance fee and earns a rate of 0.03% APY. This account is perfect to start saving throughout the year to have a plentiful amount of money to celebrate Christmas with.
Compare Savings Accounts
 With the American Express® High Yield Savings Account: • Earn 4.25% APY as of 4/25/24 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
 Open a Discover® Online Savings Account for all these features: • Earn high interest rate of 4.20% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details |
 • Earn up to 0.61% APY with interest compounded daily and no monthly fees with the Axos Bank High Yield Savings account • No minimum balance requirements • Free ATM card upon request • $250 minimum opening deposit • Free Incoming Wires |
CD Account Options
If you’re looking to earn a good return from Old National Bank, their CD products can give you what you need. When you open a CD account, you deposit a certain amount of money for a specific amount of time.
If you’re planning to open one with Old National Bank, you can do it from three months to 50 months. Just note that if you take your money out before its term ends, the bank will hit you with an early withdrawal penalty, so when you open a term, it’s best to open one that you can commit to.
Compare CD Accounts
• Available nationwide online, Discover® offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.50% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
Reasons to Bank with Old National Bank
- Customers looking for inexpensive banking products, strong customer service and useful digital features
- They offer high-yield CDs! If you want a decent return, you will want to open a CD account with them.
- They have exceptional customer services
- Fee-free Access to thousands of ATMs nationwide
- Opportunities to waive monthly fees on checking and savings accounts
- Their mobile app is compatible with Apple Pay, Google Pay and Samsung Pay. You can turn your phone into a digital wallet!
- They also offer customers access to PopMoney, it lets them send cash to others using only their phone number or email address.
- They also have online access to Money Management, this platform allows you to monitor all your accounts!
Reasons Not to Bank with Old National Bank
- It doesn’t offer the best rates for its savings accounts, so if this is your primary goal, you should look elsewhere.
- Their checking account doesn’t come with many unique features
Old National Bank Routing Number
To find out the routing number for your state, check the lower left hand corner of your checks. Or, simply check their Website.
Contact Customer Service
Reach Old National Bank Customer Service at 1 (800) 731-2265. Their hours vary from branch to branch, but there are a few locations that are open 24 hours
To find a branch closes to you, make sure you use their Locator so you can find out when you can get in touch with them.
How Woodforest Compares
- Bank of America: As one of the larger banks in the U.S. Many may choose BoA for the convenience of locations through out 35 states. However, BoA offers limited account options.
- US Bank: They have approximately 5,000 ATMs locations throughout 25 states. Enjoy 24/7 customer service and mobile banking.
- Banco Popular: They offer basic checking and savings accounts in the East coast. They had options for students in high school and college.
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Bottom Line
Choosing a bank that best suits your needs is a crucial decision. You’ll be investing time and money into these institutions and will need to make the right choice and be sure the bank/credit union will offer you what you need.
It’s very important to keep in mind the potential fees that may incur and how to avoid them if possible. If Old National Bank has the variety and options you’re looking for, apply today!
For more options from a variety of banks, see our list of the best bank promotions!
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